Part of the problem with the question is that it is asked as if God is in time. In other words, tody God judges the person, and tomorrow the person dies.
God is not in time; there is no time to God as all things are present at once and always. The question seems to make sense, but really doesn’t, because there is no time with God. the person is judged before they were created, but at the same time, not until they died; and as we live in time and have free will, a judgement that was in time would be a denial of free will - the capacity to choose differently in time.
So, to put it another way, God will not judge us until we die, but He has already judged us before we exist, as there is no time to God.