Hi LadyCat
I know you are going thru alot! But you need to really think thru what you are signing up for.
The council of Trent is still in force and is the official teaching of the RC church. See Below.
Please, I pray investigate!
Canon 24. If anyone says that the justice (righteousness) received is not preserved and also not increased before God through good works but that those works are merely the fruits and signs of justification obtained, but not the cause of the increase, let him be anathema.
Canon 32. If anyone says that the good works of the one justified are in such manner the gifts of God that they are not also the good merits of him justified; or that the one justified by the good works that he performs by the grace of God and the merit of Jesus Christ (of whom one is a living member), the justified does not truly
merit an increase of grace, and eternal life,
provided that one dies in the state of grace, the
attainment of this eternal life, as well as an increase in glory, let him be anathema.
As Ludwig Ott states, the
atonement of Christ is not the exclusive cause of man’s redemption. Man must supplement the work of Christ for sins committed after baptism by partially atoning and expiating his own sin through penance. Trent states that no one can be justified apart from the sacrament of penance (the confession of sin to a Roman Catholic priest, receiving his absolution and performing the required penance):
As regards those who, by sin, have fallen from the received grace of Justification, they may
again be justified…through the sacrament of Penance…For, on behalf of those who fall into sins after baptism, Christ Jesus instituted the sacrament of Penance…and therein are included not only a cessation from sins, and a detestation thereof, or, a contrite and humble heart, but also the sacramental confession of said sins…and sacerdotal absolution; and likewise satisfaction by fasts, alms, prayers, and the other pious exercises of the spiritual life…for the temporal punishment, which…is not always wholly remitted.
If any one saith that he who has fallen after baptism…is able to recover the justice which he has lost…by faith alone without the sacrament of Penance…let him be anathema
Ludwig Ott emphasizes this in these words:
Justification is the declaration of the righteousness of the believer before the judgment seat of Christ…The Council of Trent teaches that for the justified eternal life is
both a gift or grace promised by God and a reward for his own good works and merits 
… According to Holy Writ, eternal blessedness in heaven is the reward…for good works performed on this earth, and rewards and merit are correlative concepts (Ludwig Ott, Fundamentals of Catholic Dogma (Rockford: Tan, 1974), pp.254, 264).
In order to be saved an individual must believe and hold to every doctrine dogmatically defined by the Roman Catholic Church. This entails not only the teaching of the Creed, the sacraments and justification but also the doctrines related to the Papacy (papal rule and infallibility), Mary (immaculate conception and assumption), the canon of scripture and purgatory. Vatican I states that it is necessary for salvation that an individual believe not only all that is revealed in Scripture but also everything defined and proposed by the Church. To reject anything officially taught by the Roman Church is to reject saving faith and to forfeit both justification and eternal life:
Further, all those things are to be believed with divine and Catholic faith which are contained in the Word of God,
written or handed down, and which the Church, either by a solemn judgment, or by her ordinary and **universal magisterium, proposes ** for belief as having been divinely revealed. And since, without faith, it is impossible to please God, and to attain to the fellowship of his children, therefore without faith no one has ever attained justification, nor will any one obtain eternal life unless he shall have persevered in faith unto the end (Dogmatic Decrees of the Vatican Council, On Faith, Chapter III. Found in Philip Schaff, The Creeds of Christendom (New York:Harper, 1877), Volume II, pp. 244-245).
Ludwig Ott explains the relationship of Dogmas defined by the Church and faith in these words:
By dogma in the strict sense is understood a truth immediately (formally) revealed by God which has been
proposed by the Teaching Authority of the Church to be believed as such.
…on account of its infallible doctrinal definition by the Church. If a baptised person deliberately
denies or doubts a dogma properly so-called, he is guilty of the sin of heresy (Codex Iuris Canonici 1325, Par. 2), and automatically becomes subject to the punishment of excommunication (Codex Iuris Canonici 2314, Par. I).