I think 1022 poiniently answers your question, though.
1022 Each man receives his eternal retribution in his immortal soul at the very moment of his death, in a particular judgment that refers his life to Christ: either entrance into the blessedness of heaven-through a purification592 or immediately,593-or immediate and everlasting damnation.594
At the evening of life, we shall be judged on our love.595
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