I Don't Know What to Do. Please Help

[YEARNING4TRUTH]

I was met with a moral dilemma earlier. My mom had asked me to help her sign my grandma up for Covered CA, and well, I ended up not helping her because I felt that I would be going against my conscience if I did because of all that I’ve heard about Covered CA covering abortions and contraceptives. I didn’t get to tell her the reason why, and I kind of regret it. I also want to dissuade her from registering my grandma for Covered CA and provide a better option. Can you guys refer me to a medicare/medical healthcare plan that doesn’t cover those things? Should I even do something to prevent my mom from signing her up for Covered CA?

 

[1990Domer]

I was met with a moral dilemma earlier. My mom had asked me to help her sign my grandma up for Covered CA, and well, I ended up not helping her because I felt that I would be going against my conscience if I did because of all that I’ve heard about Covered CA covering abortions and contraceptives. I didn’t get to tell her the reason why, and I kind of regret it. I also want to dissuade her from registering my grandma for Covered CA and provide a better option. Can you guys refer me to a medicare/medical healthcare plan that doesn’t cover those things? Should I even do something to prevent my mom from signing her up for Covered CA?

If this a healthcare exchange policy or a back-up policy to Medicare? Perhaps looking into AARP may be a great choice, as they only concentrate on senior issues. Good luck.

 

[boomerang]

Health insurance is an expensive necessity and you should help your grandmother choose the best, affordable insurance she can get regardless whether it’s Covered CA or any other insurance company. Your grandmother isn’t likely interested in abortion or contraceptive coverage. Just be a good granddaughter and help her pick out the best plan. You have to choose your battles in life. This one is small potatoes and shouldn’t even be on your radar.

 

[St_Francis]

First of all, this is not your call. Presumably your mother and grandmother have determined that this is the best way for your grandmother to be properly covered. So, no, you do not have to talk them out of it. If you knew of a better solution, then you could mention it to them.

Secondly, accepting health insurance from an entity which includes contraceptive coverage is not immoral 1. because presmumably your grandmother sill not be using that part of the coverage and 2. because she is not in a position which decides what will be covered. So it is all right for her to get the policy.

And it would be all right for you to help, so what you should do is to explain to your mother your concerns so she will understand why you refused to help.

Catholic employers should not pay for policies which include this coverage for their employees, because it may act as a temptation to their employees to use it, and because the employer would be paying for the company to pay for contraceptives or other immoral procedures.

 

[1ke]

I was met with a moral dilemma earlier. My mom had asked me to help her sign my grandma up for Covered CA, and well, I ended up not helping her because I felt that I would be going against my conscience if I did because of all that I’ve heard about Covered CA covering abortions and contraceptives.

I think it is safe to say your grandmother will be using neither of these services.

I didn’t get to tell her the reason why, and I kind of regret it. I also want to dissuade her from registering my grandma for Covered CA and provide a better option.

It sounds like perhaps your parents are asking due to your ability to navigate the internet, not your knowledge of health care plans. You should trust their judgment on these matters.

Can you guys refer me to a medicare/medical healthcare plan that doesn’t cover those things?

No, because they are all required to cover those things. However, Medicare is not the same thing as a typical healthcare plan.

Your grandmother may want to use the services of her local county government’s senior center to help her get the right kind of Medicare supplemental coverage. Getting the wrong coverage or applying at the wrong time, or not applying, can have very large financial consequences.

Should I even do something to prevent my mom from signing her up for Covered CA?

No. Instead you should ask your priest to help you with what appears to be irrational fears of sinning and going against your conscience. You’ve “heard” a lot of things, but not much of what you convey here is founded in reality.

 

[EasterJoy]

I was met with a moral dilemma earlier. My mom had asked me to help her sign my grandma up for Covered CA, and well, I ended up not helping her because I felt that I would be going against my conscience if I did because of all that I’ve heard about Covered CA covering abortions and contraceptives. I didn’t get to tell her the reason why, and I kind of regret it. I also want to dissuade her from registering my grandma for Covered CA and provide a better option. Can you guys refer me to a medicare/medical healthcare plan that doesn’t cover those things? Should I even do something to prevent my mom from signing her up for Covered CA?

It is an open question in the federal courts right now considering whether an entity *can *refuse to offer this coverage as part of an insurance package under current federal mandates, even an explicitly religious entity:
csmonitor.com/USA/Justice/2015/0918/Ruling-against-Obamacare-birth-control-mandate-creates-legal-limbo

We cannot all go without health insurance until this matter is cleared up! Your grandmother is not going to avail herself of coverage for medical procedures which are immoral, due to her advanced age, but even if she were young it would be moral for her to buy coverage that included immoral procedures. It would be getting the procedures that would be immoral, not choosing an insurance plan with a willingness to cover those procedures that in no way swayed the decision in favor of the policy.

I echo those who suggest that when you think you may need to recuse yourself from providing a necessary service to someone that you consult with a priest or some other authority on moral law about whether it really is necessary to recuse yourself. In this case, you have unwittingly recused yourself from performing an act of filial charity that you could have performed in good conscience.