Mother has my sister forge her name on a check

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Giannawannabe

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I would like some objective feedback on an issue with my mother.

Just to give a little background. Mother has some mental problems–most likely a personality disorder. She has relationship difficulties with nearly all of her family–including children and siblings. She has been known to shoplift, lie chronically, and is hypochondriacal. An example of one of her most bizarre moments: She was caught in an embarrassing situation, not illegal, but embarrassing by a neighbor. When the neighbor greeted her, she claimed that she was not “Jane Smith”, but her twin sister “Joan Smith”(mother does not have a twin sister, btw). The man just stared at her, not knowing what to say. She never backed down from the story, and now wonders why no one in the neighborhood is “friendly” with her.

Of late, she has used my brother’s mailing address as he lives in a county that is eligible for the type of insurance plan she wants. She never asked/told my brother she did this. All of a sudden he began to receive all of her medical bills (there are many), and prescription drugs she has purchased off of the internet. Due to using a false address, she is constantly using different pharmacies, so as to “not get caught”. In fact, she nearly had a run in, as she changed some info on a prescription that a Dr. had given her, and the pharmacist called her on it. She was able to manipulate herself out of the situation, but avoids that pharmacy now.

Yesterday, my sister called her while she was on vacation in California. Apparently, all of her checks are bouncing as she “forgot” to put in her latest check. She asked my sister to forge her name on the check and put it in the bank to cover her bills. I read my sister the riot act. She rationalized over and over to me why it was okay to do such a thing.

Am I the one crazy here? Or are the above things seriously illegal? I’ve discussed these things with my mother, sister, and brother (the one who is allowing her to use his address for insurance plan). No one seems to think there is anything wrong here. I’ve tried to spell things out as clearly and objectively as I can. Is there anything I should do here? Or should I just let things go on, as it has nothing to do with me?

Thank you.
 
Gianna it sounds like an absolutely crazy situation. I am almost tempted to advise you to turn your mother in, as she has a prescription drug problem. 😦
 
Gianna…

I actually think it is LEGAL to sign someone’s name to a check and/or a selected few other documents IF there is express permission to do so. I know my dad has signed my name to certain forms AND checks when I am not available, and only when he has called and asked permission to do so. He is an attorney and has always said it’s fine as long as there is permission. I hope! 🙂

Abby
 
Princess Abby is right…it is legal in that situation…but I suspect that your mother will eventually get caught with the illegal activities with the insurance company, and it does sound like she has mental problems.

Is there anyway to get her to a doctor? She might actually enjoy the attention (Hypochodriacs are beggars of attention)…
 
I might be legal in some cases, but I think in this case it may not be given the possible mental state of you Mother. If she does not gave total command of her mental facilities, it could render the request invalid.

In any case, she needs help both psychological and medical. You may just have to turn her in in order for her to get that help.

PF
 
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Princess_Abby:
Gianna…

I actually think it is LEGAL to sign someone’s name to a check and/or a selected few other documents IF there is express permission to do so. I know my dad has signed my name to certain forms AND checks when I am not available, and only when he has called and asked permission to do so. He is an attorney and has always said it’s fine as long as there is permission. I hope! 🙂

Abby
Thanks Abby. That makes me feel a little bit better about my sister. However, my mother doesn’t care if it’s legal or not. She told my sister that she would claim she signed it(if questioned by the bank), but she broke her arm and that’s why the signature “looks different”:rolleyes:

Lillith and Lily–I agree it’s a crazy situation and mother does have a prescription drug problem. I am definitely concerned about the prescription/insurance things going on. I’m not sure what to do with those issues.sigh I try to offer up my frustrations with Mom for the soul of my departed father—once in awhile it all just gets to me.
 
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WanderAimlessly:
I might be legal in some cases, but I think in this case it may not be given the possible mental state of you Mother. If she does not gave total command of her mental facilities, it could render the request invalid.
Not so sure about this. Actually this could be used to show that she is functionally sane.

As she granted permission to endorse her check to put into her bank so that checks she has written against that bank will not bounce.
 
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ByzCath:
Not so sure about this. Actually this could be used to show that she is functionally sane.

As she granted permission to endorse her check to put into her bank so that checks she has written against that bank will not bounce.
David:

I agree. It could show a sign of mental stability.

However, I am just looking at it from all angles. Looking at the “twin sister” incident, she could come back and say that she never authorized the act.

I tend towards the side of caution when it comes to legal matters. Better safe than sorry.

PF
 
Just a little FYI - If your sister writes on the back of the check, “For Deposit Only to account # _____________,” your sister won’t have to sign your mother’s name at all. No forgery and as long as it’s being deposited to your mother’s account, the bank won’t even verify the endorsement. I’ve always endorsed my checks this way for deposit (in three different states) and never had a single problem with it.

I can’t imagine having to go through all this with your mother, though. You poor girl! On the other hand, she probably gives you a lot of occasions to practice charity, hm? :o

God bless you - I get the feeling that you’re worried sick.
 
Gianna-

There isn’t anything you can do “for” your mom. Trust me when I tell you my FIL has some SERIOUs mental problems (similar type of thinking process your mom seems to have) this, coupled with MS, have affected his ability to handle money or living situation AT ALL. He however keeps insisting he is ok- DH and I tried to have adult protective services look in on him and try to get him to go to assisted living or SOMETHING (he is paronoid of us)- but they said after their visit that he was still ok on his own. AHHHHHH!!!

Your mom sounds in MUCH better shape! The best you can do is pray, and try to talk some sense into your brother, as he will be seriously liable once (not if) she gets caught!
 
Gianna,

Wow, your mom does need help, but … it is a free country for everything but mental health care. 😛 Trying to have your mom evaluated would be an exercise in futlity for you. I tried to do that with my dad before his death and I was just not legally given a leg to stand on. I understand the medical privacy thing, but when one is trying to help someone well it is just plain futile.

I would say that you have done your part to remind your family of honesty and ethics. I could even see myself caving in on the insurance thing-- well with my mom and not yours. My mom is a bit more rational and hasn’t pulled the evil twin act. That takes chutzpa!

Hang in there, my friend.
 
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Mamamull:
Gianna,

I would say that you have done your part to remind your family of honesty and ethics. I could even see myself caving in on the insurance thing-- well with my mom and not yours. My mom is a bit more rational and hasn’t pulled the evil twin act. That takes chutzpa!

Hang in there, my friend.
LOL----I love the “evil twin act” reference!!! As serious as Mom’s problems are, I think it’s healthy to have a little sense of humor about the whole thing.

PF—I’ve thought of turning in Mother for her illegal shennanigans. It’s really difficult to come to that point. I think if she hit rock bottom (whatever that would be for her), she might have the motivation to get help

ByzCath–I agree that mother is not mentally incapacitated. She just has some type of emotional/personality disorder that skews her entire approach to life!!!

ElizabethJoy–I shared your advise about how to sign over checks in the future with my sister—thank you.

Siena—I’ll keep your FIL in my prayers!!

Thanks everyone—I knew I’d get some good objective advice here at CAForums!!
 
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WanderAimlessly:
David:

I agree. It could show a sign of mental stability.

However, I am just looking at it from all angles. Looking at the “twin sister” incident, she could come back and say that she never authorized the act.

I tend towards the side of caution when it comes to legal matters. Better safe than sorry.

PF
She could “claim” all she wants, but if the check was deposited into her account, and your sister did not write any checks against that account, your mother is going to have a hard time showing she was harmed. The check was hers, it was deposited, at her request, to her account, and she has use of her own money. No harm, no foul.
 
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