Amanda, it’s not so bad cutting out eating out, and not making a trip on impulse when you can save up a list of several errands or shopping items you can fit into the same trip. We do it all the time, it’s our way of life. Once in a while we have a coffee out as a treat, so maybe you can decide on an economical treat like that occasionally. I ask the Lord to help you find the good in these measures and find creative ways to cheaply entertain yourselves
The credit cards are more of a problem as if they are blown out you are stuck with interest payments on top of the capital re-payments. I ask God to help you both gain ground on your credit card debt, and to find means and courage to keep a budget that helps you both to live peaceful and secure lives.
May God give you both peace, Trishie