O
Orasi
Guest
Hello, everyone.
I am posting this question in this section of the forum largely because my situation greatly affects my immediate family.
Throughout the past year, I have heard rhetoric regarding Obamacare and entitlement reform from both sides of the political aisle. Since many of you, as Catholics and as concerned citizens, have a good amount of knowledge regarding such topics, I figured I’d ask your opinions.
My situation: Since birth, I have been very medically expensive. I was born severely premature and needed much medical attention as an infant. As I grew older, I needed continued physical therapy and speech therapy. During my teenage years, I needed a few operations (one of which required a fair amount of physical rehabilitation) and a number of hospitalized stays. While I have a number of medical issues, the most pressing issue – and by far the most debilitating issue – is a rare spinal degeneration disease. This syndrome has caused me to miss months of school (requiring my parents to hire tutors during particularly trying times and to take extensive time off work) and has now driven me to take a medical leave from college, much to my regret. At the present time, I am in an intensive physical therapy program in the hopes that it will enable me to acquire the stamina and strength to return to school in 1-2 semesters. If not, I am looking at a minimum of two operations over the next 5 or so years. Needless to say, my condition raises future questions about my realistic earning potential. While I have a very high GPA from a top-tier college, I fear that my time as a professional could be cut quite short due to my uncertain physical state if PT and/or surgery prove ineffective.
I would like to state upfront that my parents have pledged their emotional and financial support indefinitely (for which I am very fortunate and grateful). However, I am still cognizant of people who are physically vulnerable and are not as fortunate as I am, and have a number of questions regarding Mr. Romney’s plans on repealing and replacing Obamacare. Replace with what, exactly? At present, there are a number of good things about Obamacare (I am NOT saying that it is holistically good, I am simply remarking that there are components of it that are necessary), including: a) No denial of coverage based on a pre-existing condition; b) No discrimination of coverage based on gender; c) People under the age of 26 can stay on their parents’ health insurance (this is a huge relief for me, since I do not have the physical capacity to work anytime soon); d) Insurance companies are prohibited from preventing someone from renewing their insurance based on a pre-existing condition; e) No annual or lifetime dollar limits on needed care.
As for “entitlements,” will the entitlement cuts threaten people who are handicapped? As an example, I have a friend who is mentally retarded and on welfare; I believe she receives approximately $1,000 per month. Combined with her part-time minimum wage job, she is making about $13,000 per year. That is barely enough for her to afford rent, food, gas, and car payments. She truly has little extra money to afford health-related services. Meanwhile, I require thousands of dollars in medical services annually. The massage therapy I receive to relieve chronic muscle spasms (a product of my spine condition) – which is one of the most important therapies I need in order to function in school – is not covered by insurance. Hypothetically, if I were to go on welfare (and I am nowhere close to doing that, this is simply hypothetical), my income would not be enough for me to function at any capacity. While I am aware that insurance failing to cover massage therapy is indeed a “separate” issue, my overall concern is that massive entitlement cuts could potentially prevent vulnerable people (the physically handicapped, the mentally handicapped) from living a frugal, but acceptable, lifestyle. (By “acceptable lifestyle,” I mean the ability to afford basic, healthy food, rent/utilities for a modest apartment, basic health services, etc.)
I readily admit that I am no expert on health insurance, nor am I fully knowledgeable on the intricacies of Obamacare or Mr. Romney’s proposed replacement. However, I am looking for people more informed than I to explain whether Mr. Romney’s alternative to Obamacare, in addition to the GOP’s suggested entitlement cuts, will adversely affect (in terms of the new, positive rights that Obamacare has established, or monetary cuts from entitlement reform) people who are physically and/or mentally handicapped? If no, why will there be no negative impact? If yes, what is/are the negative impact(s)?
Thanks for your time.
P.S. While I am agnostic, I would nonetheless appreciate your prayers/positive thoughts, as I am going through a stressful time. As I stated before, I am in the process of navigating through a medical ordeal, the outcome of which will influence my life’s arch – and my family’s welfare - over the next decade.
I am posting this question in this section of the forum largely because my situation greatly affects my immediate family.
Throughout the past year, I have heard rhetoric regarding Obamacare and entitlement reform from both sides of the political aisle. Since many of you, as Catholics and as concerned citizens, have a good amount of knowledge regarding such topics, I figured I’d ask your opinions.
My situation: Since birth, I have been very medically expensive. I was born severely premature and needed much medical attention as an infant. As I grew older, I needed continued physical therapy and speech therapy. During my teenage years, I needed a few operations (one of which required a fair amount of physical rehabilitation) and a number of hospitalized stays. While I have a number of medical issues, the most pressing issue – and by far the most debilitating issue – is a rare spinal degeneration disease. This syndrome has caused me to miss months of school (requiring my parents to hire tutors during particularly trying times and to take extensive time off work) and has now driven me to take a medical leave from college, much to my regret. At the present time, I am in an intensive physical therapy program in the hopes that it will enable me to acquire the stamina and strength to return to school in 1-2 semesters. If not, I am looking at a minimum of two operations over the next 5 or so years. Needless to say, my condition raises future questions about my realistic earning potential. While I have a very high GPA from a top-tier college, I fear that my time as a professional could be cut quite short due to my uncertain physical state if PT and/or surgery prove ineffective.
I would like to state upfront that my parents have pledged their emotional and financial support indefinitely (for which I am very fortunate and grateful). However, I am still cognizant of people who are physically vulnerable and are not as fortunate as I am, and have a number of questions regarding Mr. Romney’s plans on repealing and replacing Obamacare. Replace with what, exactly? At present, there are a number of good things about Obamacare (I am NOT saying that it is holistically good, I am simply remarking that there are components of it that are necessary), including: a) No denial of coverage based on a pre-existing condition; b) No discrimination of coverage based on gender; c) People under the age of 26 can stay on their parents’ health insurance (this is a huge relief for me, since I do not have the physical capacity to work anytime soon); d) Insurance companies are prohibited from preventing someone from renewing their insurance based on a pre-existing condition; e) No annual or lifetime dollar limits on needed care.
As for “entitlements,” will the entitlement cuts threaten people who are handicapped? As an example, I have a friend who is mentally retarded and on welfare; I believe she receives approximately $1,000 per month. Combined with her part-time minimum wage job, she is making about $13,000 per year. That is barely enough for her to afford rent, food, gas, and car payments. She truly has little extra money to afford health-related services. Meanwhile, I require thousands of dollars in medical services annually. The massage therapy I receive to relieve chronic muscle spasms (a product of my spine condition) – which is one of the most important therapies I need in order to function in school – is not covered by insurance. Hypothetically, if I were to go on welfare (and I am nowhere close to doing that, this is simply hypothetical), my income would not be enough for me to function at any capacity. While I am aware that insurance failing to cover massage therapy is indeed a “separate” issue, my overall concern is that massive entitlement cuts could potentially prevent vulnerable people (the physically handicapped, the mentally handicapped) from living a frugal, but acceptable, lifestyle. (By “acceptable lifestyle,” I mean the ability to afford basic, healthy food, rent/utilities for a modest apartment, basic health services, etc.)
I readily admit that I am no expert on health insurance, nor am I fully knowledgeable on the intricacies of Obamacare or Mr. Romney’s proposed replacement. However, I am looking for people more informed than I to explain whether Mr. Romney’s alternative to Obamacare, in addition to the GOP’s suggested entitlement cuts, will adversely affect (in terms of the new, positive rights that Obamacare has established, or monetary cuts from entitlement reform) people who are physically and/or mentally handicapped? If no, why will there be no negative impact? If yes, what is/are the negative impact(s)?
Thanks for your time.
P.S. While I am agnostic, I would nonetheless appreciate your prayers/positive thoughts, as I am going through a stressful time. As I stated before, I am in the process of navigating through a medical ordeal, the outcome of which will influence my life’s arch – and my family’s welfare - over the next decade.