I think the problem here is that family values take a backseat to education. I think education is a good thing that everyone should consider, and it doesn’t always have to be at the traditional university which offers a bachelor’s degree. But does education have to be mutually exclusive to family? No.
I am still in college and I have been married for a couple of years. I waited until marriage to have sex. Believe me a lot of people told me that it wasn’t realistic for me to think that I would wait until marriage, that I wouldn’t be strong enough, etc. I got laughed at, scoffed at, etc. I was also over 21 when I did get married, which is a miracle to many people. And I did have “sexual contact” with my husband, if you are referring to kissing and cuddling. Honestly if I didn’t ever kiss my husband I would have had an asthma attack after the wedding
My husband and I discussed what we would do if I got pregnant during college. I talked to lots of people who were pregnant during their college years and what they emphasized was that they had a plan. That may have included taking incompletes and then making up the classes after the baby was born, or taking fewer classes, etc. but it was still a plan.
At my church there was a couple who got married at 19 because they felt that it was right for them and saw no reason to delay marriage. They’ve been married for more than 10 years.
The problem here is you don’t have to have “everything” before you get married and start a family. Even my husband and I have realized that we may never have “enough” money to truly “afford” a baby but it may come a time where we will really, really want a baby and we’ll make do. My husband and I were also broke when we got married, and continued to be so up until a little over a year ago. Honestly, I wouldn’t have waited any longer to get married, simply to finish my bachelor’s or get my master’s, or buy a house or whatever.
I find it very sad that people think it’s not “realistic” to have chaste values toward sexuality, and remain chaste until marriage. This shows a lack of proper instruction from parents about sexuality. I have yet to meet someone whose parents taught them about sexual feelings, proper boundaries, or chastity until marriage. Most parents freak out when they learn that their children have romantic/sexual feelings, and go in two extremes: either squash it to repression, or encourage free love.