First of all, what are you looking for in church music. You state that you live in a rural area. You might consider that in smaller, less populated churches, there are less people to choose from to come forward and lead in music. You might try to consider that if these are small parishes, the people that are leading music are just volunteers doing their best and not professional musicians. Also consider what you are there for, encountering God in the eucharist. If you are focused on this, the other irritating things such as talking, noise, less than perfect music, bad homilies etc take a back seat. It is not easy to lead the music at mass and in fact can be challenging. Have you tried to join the worship committee? have you tried to get to know the music director? These things might help you have a better attitude about what goes on.