Dear DaveBj–
I was told *by my insurance carrier *(because I was once engaged to be married, I checked) that it didn’t matter what my current policy said (of course, I already had named my children as my beneficiaries), or what my will said, or what my personal wishes were: if I were to remarry, my husband immediately and automatically becomes sole 100% beneficiary. This overrides anything else in my policy or in my will.
The only way around it would be for him to willingly sign forms, after the marriage, relinquishing that right; then I could re-name my children as sole beneficiaries. Why should I allow my children’s future to rest in someone else’s hands?
I do not know if this is a policy of that specific insurance company, or the state I live in, or what…
Jala