We should ALL have our affairs in order no matter what age we are! My husband and I sat down after we were married and started on our “Where things are and what to do file”
We have a will, and trust. It contains bank info. medical and current physician info. credit card info., burial info. investment info. Everything our EX. needs to know and has a copy of. Plus an extra copy to a second person.
Info. is in our safe.
Once a year we go over it and change what needs to be changed unless during the year something important comes up. A updated copy is sent out.
That started 41 years ago. Our kids, don’t have to have the talk. They have always known where we are and what is going on.