Alternatives to Obamacare

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I dint see the Catechism in there?
Is that the excuse?

How can the lack of compassion be justified so easily?

Benedict is gone. There is finally a Pontiff who appears to be back on track with a more charitable agenda. Why would any Christian be opposed to that refreshing change?
 
First of all, no one goes without health care. Yes, there are people without health insurance, but no one is turned away from hospitals if the problem is serious enough. This is a common misconception.

The problem is it isn’t a free market. Here in California, there are less than 20 health insurance companies allowed to sell insurance. Why not open it nationwide, to all insurance companies, and see if prices drop? I can almost guarantee it would happen. What do we have to lose?

By the way, this is coming from someone who has had more health problems over the past twelve years than 99.99999% of the population will have in their lifetime. I would benefit more than anyone from Obamacare but know that the quality of service will diminish and that government ruins everything it touches.
People do go without health care. People don’t typically go without what’s classed as emergency health care. The problem is that important but non-emergency cases go untreated. Like a young woman I knew with ongoing mental health problems. She had no money or insurance. When she went suicidal, she’d be treated for a week and then let go with no care because it was no longer an emergency.
 
What responsibility does a nation have to make sure that its citizens have health insurance?
Most notably, the countries whose constitutions were drafted after the lessons of the US experiment had been observed for a while. In some countries (such as the Netherlands), it is a constitutional obligation of the state to care for the welfare of its citizens.

This rather enlightened point of view was advocated by Presidents Roosevelt, and also by President Eisenhower. However, the political opposition was too great, and the battle was not fought. Roosevelt probably would have taken up the gauntlet, but he was ill toward the end of his tenure.
 
Is that the excuse?

How can the lack of compassion be justified so easily?

Benedict is gone. There is finally a Pontiff who appears to be back on track with a more charitable agenda. Why would any Christian be opposed to that refreshing change?
Why does compassion always have to come from the government?
 
Is that the excuse?

How can the lack of compassion be justified so easily?

Benedict is gone. There is finally a Pontiff who appears to be back on track with a more charitable agenda. Why would any Christian be opposed to that refreshing change?
Last week Canada’s Supreme Court ruled that doctors could not unilaterally ignore a Toronto family’s decision to keep their near-dead husband and father on life support. In the same breath, however, the court also confirmed that, under the laws of Ontario, Canada’s most populous province, a group of government-appointed adjudicators could yet overrule the family’s choice. That tribunal, not the family or the doctors, has the ultimate power to pull the plug.
Source: Salon dot com

Yeah, how could any Catholic not support compassion like the above?

I begin to see the wisdom of your position.

/sarcasm off
 
Is that the excuse?

How can the lack of compassion be justified so easily?

Benedict is gone. There is finally a Pontiff who appears to be back on track with a more charitable agenda. Why would any Christian be opposed to that refreshing change?
Forcing people to help others isn’t charity. Charity is giving aid to another willingly. If we do socialized health care we will be forcing quite a few people to donate.
 
People do go without health care. People don’t typically go without what’s classed as emergency health care. The problem is that important but non-emergency cases go untreated. Like a young woman I knew with ongoing mental health problems. She had no money or insurance. When she went suicidal, she’d be treated for a week and then let go with no care because it was no longer an emergency.
She received care for a week, correct? Even though you stated it may not have been enough, it sure sounds like she received health care.

I agree that something needs to be done about the cost of health care. It’s become incredibly overpriced. That doesn’t mean that the government should come in and hijack it.
 
She received care for a week, correct? Even though you stated it may not have been enough, it sure sounds like she received health care.

I agree that something needs to be done about the cost of health care. It’s become incredibly overpriced. That doesn’t mean that the government should come in and hijack it.
Sort of. The problem is that she couldn’t receive care until and unless it was an emergency situation, where she was acutely suicidal. She couldn’t receive the sort of care needed to achieve a stable life where she could actually work and take care of herself, instead of bouncing in and out of emergency departments.

That’s my point - we’re limiting care to emergencies so that people don’t die, but not providing the level of care for people to actually take care of themselves, or preventative care to prevent costly and dangerous emergencies. That’s like providing a feeding tube once people pass out from hunger, releasing them once they’re up and can crawl, and then saying we’re feeding the hungry.
 
Sort of. The problem is that she couldn’t receive care until and unless it was an emergency situation, where she was acutely suicidal. She couldn’t receive the sort of care needed to achieve a stable life where she could actually work and take care of herself, instead of bouncing in and out of emergency departments.

That’s my point - we’re limiting care to emergencies so that people don’t die, but not providing the level of care for people to actually take care of themselves, or preventative care to prevent costly and dangerous emergencies. That’s like providing a feeding tube once people pass out from hunger, releasing them once they’re up and can crawl, and then saying we’re feeding the hungry.
And the ACA will help with this how? If simply by the sxpansion of Medicaid, then we could have just expanded Medicaid and foregone the rest, which is actually himing costs tremendously for people who are above that level.
 
And the ACA will help with this how? If simply by the sxpansion of Medicaid, then we could have just expanded Medicaid and foregone the rest, which is actually himing costs tremendously for people who are above that level.
I don’t know entirely how the economics work. The thread’s title is alternatives, is it not? I was just pointing out that it’s not entirely true that anyone can get health care in the U.S. I’m not even sure the insurance system is particularly useful - there’s something off about a system where the average person can’t pay for normal medical care.

But in any case, here’s the big issues I see:

(1) Care for the uninsured is very minimal. We need some system to provide routine preventative care and early treatment to people with no resources.
(2) There’s not a lot of options for people who don’t have employer insurance, or don’t have sufficient employer insurance (e.g. my job has a hard 5 specialist visits a year limit, no matter the need). This is especially worrying for young people who are often working multiple part-time jobs.
(3) The private insurance market has a strong incentive to push high-risk individuals out. High risk pools are typically more expensive than regular insurance and often don’t take income into account.

The specific case I wanted to provide was what we do about people who are being kept in poverty and/or dependence by a lack of health care. This unfortunately can and does happen, where treatable health conditions either force people into debt, or limit working capacity due to lack of treatment. I’m curious how people would resolve situations like that, especially having spent some time in that category myself.
 
I have been hearing alot of talk about Obamacare lately, Im not sure but I heard today the deductibles for the very low cost plans are between $4000 and $8000.!!! I could not believe this! its actually cheaper for those people to continue just going to the ER for regular medical care LOL

There is much better alternatives, look at all the other countries that have great, free health care for its citizens, switzerland comes to mind, but I believe there are a few others that have made it work too, why cant the US copy what they have done?
 
I have been hearing alot of talk about Obamacare lately, Im not sure but I heard today the deductibles for the very low cost plans are between $4000 and $8000.!!! I could not believe this! its actually cheaper for those people to continue just going to the ER for regular medical care LOL

There is much better alternatives, look at all the other countries that have great, free health care for its citizens, switzerland comes to mind, but I believe there are a few others that have made it work too, why cant the US copy what they have done?
I heard the other day that the cheapest possible plan that a 3-person family I know could get was $12,000 a year.

That’s a thousand bucks a month. :mad:
 
I think your position is reasonable, but I would like to point out that the reason the free market has not been sufficient, as you say, is because it hasn’t been allowed to be. Government regulations have stifled it.

Think about all the areas which the government hasn’t (yet) completely taken over; those areas are doing pretty well. Take technology, for example Companies like Apple produce the most amazing technology the world has ever seen, because they are made up of intelligent, hard-working individuals who are allowed to operate in a free, stable market environment. That’s a perfect example of what a truly free market can do. If the free market “doesn’t work,” it’s because it’s not allowed to actually be a free market.

The government hampers the market with excessive regulations and taxes, and when the market buckles under the weight, the government says, “Look, the free market failed! That must mean we need more regulations!” and they persuade people to give them more and more power. That’s exactly what they want.

I’m not intending to come across as angry; :o I’m just explaining why, as you pointed out, the free market sometimes appears to “fail.”
As I see it, the free market would work if everyone on the planet subscribes to that philosophy. As it stands right now, American companies are at a competitive disadvantage with the rest of the world, and thus end up exporting jobs to people in those countries which subsidize their healthcare, gasoline, education, etc. True companies put themselves in that spot but much of that was due to government control over price and wage prices. The end result was the almost total dependence on one’s employer for his and his family’s healthcare.
 
The reason I don’t think that the free market is sufficient is that it hasn’t been. Even now there are still many who don’t have health care. As catholics it is our duty to help the sick. Note that I’m not advocating socialized medicine. I’m looking for an alternative method that helps about the same number of people. Correct me if I’m wrong but the free market has failed to do that.
The free market hasn’t been tried. The current pre-Obamacare system is still insurance controlled. By removing the patient as the customer and installing the insurance company as the middle man the free market was thrown out. Insurance companies merely paid whatever the medical system charged with some negotiation for their benefit, not the patients, and either raised rated or dropped coverage if you had extensive use. Doctors never competed in a free market nor had to perform to stay in business. The worst butchers simply pay their malpractice premiums and are protected from the consequences of their own incompetence.

True free market would be liberating, quality would increase, even above the already generally high US standard, and costs would come down for TREATMENT, not insurance. We could drop insurance, except for perhaps extreme instances like cancer coverage or high risk jobs, as treatment costs would be reasonable.
 
Is that the excuse?

How can the lack of compassion be justified so easily?

Benedict is gone. There is finally a Pontiff who appears to be back on track with a more charitable agenda. Why would any Christian be opposed to that refreshing change?
It’s east to be compassionate when you are using other people’s money.Also when I want look at Church teaching I think the Catechism is far preferable to the Huffington Podt
 
The free market hasn’t been tried. The current pre-Obamacare system is still insurance controlled. By removing the patient as the customer and installing the insurance company as the middle man the free market was thrown out. Insurance companies merely paid whatever the medical system charged with some negotiation for their benefit, not the patients, and either raised rated or dropped coverage if you had extensive use. Doctors never competed in a free market nor had to perform to stay in business. The worst butchers simply pay their malpractice premiums and are protected from the consequences of their own incompetence.

True free market would be liberating, quality would increase, even above the already generally high US standard, and costs would come down for TREATMENT, not insurance. We could drop insurance, except for perhaps extreme instances like cancer coverage or high risk jobs, as treatment costs would be reasonable.
You might want to look prior to WWII…health insurance was extremely limited prior to that time. (Because of wage controls put in place by the Roosevelt Administration, employers used health insurance as a non-cash fringe benefit to attract workers). There were some mutual benefit types of schemes out there and there were a lot of charity hospitals (for the most part run by the Catholic Church) that provided needed coverage to the poor…

From what I understand, this free market system back then worked rather well, though you must realize that the technology available was considerably CONSIDERABLY more primitive than what we have today and so a lot of costly treatments, medications, tests, and therapies were not a consideration back then.
 
I heard the other day that the cheapest possible plan that a 3-person family I know could get was $12,000 a year.

That’s a thousand bucks a month. :mad:
So, Im wondering why the democrats and Obama are touting this new plan to the greatest thing ever?? It seems like this version will be much more expensive to the people who can least afford it??Also seems like the only ones coming out ahead are the insurance companies.

There is no possible way they will get 7 million people to sign up before the deadline! People who cannot afford it will simply continue going to the ER when they need to see a doctor, what makes the govt think all these people will suddenly be willing to shell out $1000s of bucks when they could not do this before Obamacare? LOL

This plan is literally destined to fail.

I cant wait for the time when majority of the population figures out who the real criminals are…the insurance companies.I realize its not health insurance related, but insurance in general, I recently paid my 6 month premium for car insurance, which I must have by law, I paid out over $300., I then thought about all the prior years and all the money Ive shelled out for this and received nothing in return…Ive never had a claim either, so if this is not wasted money, I dont know what is!!! Its really aggravating to me.Hopefully this industry gets a major overhaul soon! Im sure there are others like myself that get sick of throwing money away and have nothing to show for it.
 
Death.

Solution to healthcare in America:
We are the richest country in the world yet we have the highest per capita health care costs. Malpractice lawsuits and corporate greed are to blame. Immunize doctors from all malpractice suits except those involving willful and wanton or intentional negligence. The cost of care would drop 90% overnight.
👍
Unfortunately, while the likelihood of a malpractice lawsuit might decrease, the cost for malpractice insurance would not. The insurance companies have built themselves on the premiums they charge and would not let a little thing like lawsuit reform change their policies.

I’ve been wondering why the catholic world, who believe abortion, contraception and euthanasia are wrong, hasn’t created their own health insurance company that doesn’t pay for things like vasectomies, tubal ligation, the morning after abortion pill, or conception preventive measures.
 
The problem with Obamacare is that the government defines what should be covered in violation of Catholic teaching, which goes against religious freedom. Some form of Obamacare is needed to cover the uninsured who can’t pay at all for health care. At the same time, we need liability reform so that doctors don’t leave the profession.
 
An alternative to the high costs of insurance would be to allow the Insurance companies to serve all the states, not just one. Spreading the risk to a larger group makes the Insurance more affordable. As it stands now, companies such as Blue Cross/Blue Shield have to have individual State level companies. It increases the risk factor for each of these State levels and the overall Insurance rates are higher. It would not solve all the problems, but it would take care of a large part of it.
When people complain about the high cost of prescripitions, they fail to recognize the amount of time and professional services that go into creating these medicines. They have exclusive rights to these for a few years, when they are finally released for public use, in order to help cover these costs. It can take years for the FDA to decide to allow the drug to be available, adding to the costs. To top all of that, we in the USA are bearing the burden of covering what is lost by selling the drugs to Canada at less than actual value due to their laws which require lower pricing. Health insurance is a complicated thing, and quick fixes like ObamaCare are only making it more of a mess, not simplifying things. We are already seeing some of the complications showing up now. More to come.🤷
 
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