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Childbirth is the extreme example I hear most often cited. Preist may not be there, child may be in trouble, modesty may prevent male presence, midwive professional was/is often religious (nun), etc. In actual practice the “3x5 card scenario” is probably not as odd as it sounds.…I do know that in such instances of extreme need, a Mormon can baptize an infant. I have a friend who is a labor and delivery nurse who has done it–I think, twice–in her two decades-long service as a nurse. She only did it to comfort the mom. I can’t remember if she did it more than once, but those two I do remember; in both cases, though, the children survived and was eventually baptized by a priest…
According to the Original Encyclopedia: "Pastors are also directed by the Ritual to teach the faithful, and especially midwives, the proper method of baptizing. "
Here is an article that discusses the question of Mormon baptisms. They were accepted until recently. Many protestant baptisms are accepted. “Jesus name only” versions or in name of “Creator, Redeemer, Sanctifier” (which I guess is a non-gender-specfic formula, which I personally had not heard of until very recently) are versions that are not accepted.
ewtn.com/library/theology/mormbap1.htm