An Eviction Crisis Is Coming — We Need to Treat Housing as a Right

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Its a difficult topic…on one hand I feel compassion for tenants, and on the other hand for land lords…I think what the problem shows is a lack of effective leadership in negotiating a solution…from day one of this crisis, instead of handouts to corporations, and token $1200 payments to individuals, the economic woes of the guy on the street (tenant and land lord) should have been considered…perhaps paying rent offsets between what tenants can pay and what is the rent picked up by the government…the feds spent millions (billions?) on supporting businesses who were supposedly going to protect payrolls (how did that work out?) when the plan should have been to cover the basic security needs of individuals (whether land owners or renters)…Perhaps the financial action model should have been related to Mazlo’s hierarchy of needs of the individual, which might have assisted many instead of a few.
 
The reason this is in Teen Vogue is because only some 13-year-old who doesn’t own any property and has an extremely simplistic, rudimentary idea of property ownership would support this type of article. It makes such teens feel all progressive and edgy and gives them something to argue about in school and with their parents over dinner while the parent tries to tactfully ignore daughter going through her “Power to the People” phase.

I am sure when the masses come to occupy Teen Vogue’s office building, the magazine would have a rather different attitude.
 
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Tis_Bearself said:
The reason this is in Teen Vogue is because only some 13-year-old who doesn’t own any property and has an extremely simplistic, rudimentary idea of property ownership would support this type of article.
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I know quite a few 20 somethings who believe a version of this. In fact, I’d say a large number are fine with socialism.

A running thread in conversations with younger people (I work in startups) is that they are perfectly fine with taking a little less for themselves if it means others have some. Now, these people don’t have a lot, so it’s theoretical for them.

www.businessinsider.com

70% of millennials say they'd vote for a socialist. 5 facts about their debt-saddled economic situation tell you why.

Millennials and Gen Z are less likely than older generations to favor capitalism — only around half of each cohort does, according to a YouGov poll.
www.businessinsider.com www.businessinsider.com
 
Teen Vogue has been pushing some truly radical stuff over the last few years. It’s a disgusting rag.
 
For owners with mortgages the amount of the loan could be placed on the “back of the loan”…Not that it is forgiven, just owed for a longer period of time than the expected date it would be paid in full.

For renters who directly pay to the owners with mortgages, the above solves the problem for the owner without subject to home owner foreclosure.

For renters who directly pay to owners without mortgages and all is profit, lets pull stimulus out of the hat so the renter and owner can eat and aren’t homeless.

With mortgage out of the way everyone eats. Safety nets prevent catastrophes and a stimulus check for everyone should go for food first and essentials.
 
Or we could just… let people go back to work so they can pay their bills without completely upending our entire financial social infrastructure and not send the government billions more into debt saddling the next generation with an insurmountable burden?
 
DENNYINMI said:
For owners with mortgages the amount of the loan could be placed on the “back of the loan”…Not that it is forgiven, just owed for a longer period of time than the expected date it would be paid in full.
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The regulators would consider this a delinquent loan. They will stand for only so many delinquent loans on a lender’s books, and then they’ll shut them down. All of this stuff is fragile.
DENNYINMI said:
all is profit
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It’s kind of a rule of thumb in leasing that one can expect about 80% of gross rent. There are vacancies, transitions, delinquencies, etc. And then, no matter what, there is insurance, maintenance, property taxes (high on rentals) utilities during vacancies, occasional exterminator work, appliance repair and replacement. It’s a long way from being all profit.
 
The reason this is in Teen Vogue is because only some 13-year-old who doesn’t own any property and has an extremely simplistic, rudimentary idea of property ownership…
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About a third of people in the US do not own their own home, so it’s hardly just 13 year olds who do not own property. I don’t trust Teen Vogue’s “radicalism”, but landlords are a much disliked segment of the population and I’m sure many people hope for them to one day be done away with, me included.
 
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I’ve long been sympathetic to the Mutualist idea of occupancy as ownership. Even coming at it from a purely free market viewpoint, it is somewhat justifiable considering the massive amount of state intervention in the banking and housing industries. Usufructuary ownership seems to right a lot of wrongs committed in the past and present.

Of course it brings with it a host of other problems as well. I have no solutions. I do think some sort of debt holiday needs to be taken into consideration though. As much as I loathe FDR, I do recognize that he staved off a revolution successfully.
 
Shelter is a basic human need.

It’s the trend of seeing real estate as investment that has caused the price of real estate to really go up.

I know in Hawaii, you see million dollar homes bought by speculative investors who don’t live in the state, while the locals crowd themselves in very expensive rabbit hutches working two or three jobs to pay the rent or mortgage. Meanwhile these million dollar homes sit empty.

At least in NYC and San Francisco, the wages do keep up with the cost of living due to the availability of high paying jobs. In Hawaii, the majority are tourist industry jobs which pay a pittance.
 
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Without which 1/3 of Americans (according to your number) would be living on the street.
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The excess homes of landlords should be confiscated off of them and the tenants should be allowed to live in them without having to worry about making the rent. Until that time, landlords should be disrupted in any attempt to evict tenants or extort rent from them. Protestors have been blocking landlords from entering courthouses in some places.
There is no correlation between income and wealth.
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No, but there is correlation between how you get your means to survive and how susceptible you are to homelessness or coronavirus. Some have nothing to sell but their labour-power, while others can live off of their property.
 
One thing I think should be done, is anyone’s primary residence should be complete free of being taxable. That would go a long way to making home ownership more affordable. Second homes and so forth should be the only things subject to a property tax.
 
RhodesianSon said:
Or we could just… let people go back to work so they can pay their bills without completely upending our entire financial social infrastructure and not send the government billions more into debt saddling the next generation with an insurmountable burden?
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What work?

Some jobs aren’t coming back.

I shake my head at some so called Christian conservatives. Their point of view more closely matches Darwinism than Christianity.
 
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There’s still a lot of jobs out there. I need 5 positions filled but too many people would rather sit at home and draw unemployment right now.

People who genuinely can’t find work should be helped, but it’s hard to distinguish them right now due to artificial closures and suppression of capacity by state governments.
 
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