Usury is not condemned by Divine Law, so the Church has created ecclesiastical laws to define when charging interest is lawful or unlawful. That can’t be compared to what we are discussing here.
Are you kidding? Of course usury was condemned by scripture, rather strongly:
Exodus 22:24 (25)—If thou lend money to any of My people, even to the poor with thee, thou shalt not be to him as a creditor; neither shall ye lay upon him interest.
Leviticus 25:36— Take thou no interest of him or increase; but fear thy God; that thy brother may live with thee.
The Church condemned it strongly for 1500 years on this basis.
It was a MAJOR issue for the Church, not some trivial thing. That’s why the matter had to be decided on at a council.
Listen, Eddie. You’ve obviously created in your imagination a picture of the Church and Church teaching that simply does not coincide with theological or historical reality. It’s so far off that it’s hard for me to see anything Catholic in it at all. It conflicts with the vision of the thousands of popes, bishops, priests, theologians. scholars that worked to create documents like Nostra aetatu and the CCC. To the point where you seem to be saying that you are right, and all of them are completely wrong.
Which is why you should be discussing this with your pastor or spiritual advisor.
If, on the other hand, you are one of those “Catholics” who reject the teachings of the Second Vatican Council, then there is no point in discussing this further. That would mean you are not a Catholic.