OK. Lots to talk about here.
My younger daughter, a physical therapy grad from a Catholic university, owes forty thousand dollars in student loans.
Her father and I owe ANOTHER forty thousand dollars for her education.
Not four thousand. FORTY thousand X 2 = EIGHTY THOUSAND DOLLARS!
And she received a partial scholarship to her college. If she hadn’t received the scholarship, the loan would probably be around a hundred thousand dollars.
Our house only cost seventy-thousand!
And we have another daughter, an older daughter, who owes about fourteen thousand, but at least we don’t owe anything for her.
And you’re telling us that your parents will not allow you to accept a full scholarship to a college!!!
The way I see it, your parents are 1) fabulously wealthy or 2) insane (delusional) or 3) have been living in a cave for the last 30 years and have no idea what “college education” costs in the United States.
OK. So seriously now, first thing I would want to know is, “Just how much does this scholarship cover?” If it’s just for tuition, big deal. That’s helpful, but there are still a lot of expenses to cover, and it’s not worth crying over. So before getting too upset, find out how much the scholarship covers.
BTW, my husband was the recipient of a FULL scholarship to one of our state universities, and it covered EVERYTHING, including apartment rent after he got married to me. EVERYTHING—tuition, books, fees, living, food–EVERYTHING!
Of course, this was back before our state (Illinois) went flat broke. At that time, we only had one governor in prison. Sigh. Ah, the good old innocent days.
If your parents are truly telling you to pass up a true full scholarship like the one my husband received, then like I said, they are not in full possession of their senses, and you might want to ask some of your friends’ parents to try to talk to them and explain graphically how icky it is to be in your mid-50s, trying to set aside money for retirement, but having no money to set aside because you are forty thousand dollars in debt for your kid’s student loans.
But let’s talk about a few other things.
So you have good grades and high test scores. Big deal. Means NOTHING nowadays. You will soon learn that there are thousands of kids just like you with straight As and high ACT or SAT scores.
Colleges are looking for extracurriculars. Did you go to Africa and dig a well for a tribe devastated by a drought? Did you start up a Facebook page and raise a million dollars to help pay for your friend’s cancer treatments? Even better, did you work with the scientists who developed the cancer treatments and help them develop a NEW cancer treatment and get your name listed in the article published in the New England Journal of Medicine?
Even more important, are you fascinating? LOTS of kids do LOTS of extracurriculars. For some reason, they impress the college staff and faculty during the interview. Are you CERTAIN that YOU will impress the college at YOUR interview?
I probably sound a little mean here, but honestly, you do NOT have that scholarship in the bag yet. In this day and age, with college costing more than a house, there will be thousands of applicants for that scholarship. If you are the type of young man who cries over the fact that your parents are controlling your future, I’m not so sure that you’re going to wow the college staff at the interview.
Finally, you ask if Catholics really fall away from the faith at college. Yes, in droves.
If I could talk in person to your parents, I would tell them that many Catholic kids fall away from Catholicism at CATHOLIC colleges. Your parents will eventually learn that once a child becomes an adult, they are responsible for their own faith. It’s a very very hard and heartbreaking lesson for parents to learn. They want desperately to keep their childrens’ souls safe, but they can’t. So give your parents a little break here and be kind, and believe them when they express fear that you will fall away–no doubt they have talked to other parents and heard gut-wrenching stories of children who have fallen awa, and they are scared to death that it will happen to you, too.
The best way to convince your parents that you will not fall away from Catholicism at college is for you to be an exemplary Catholic right now, in your home and your high school. But usually, those super Christian teenagers are the first ones to fall away from the faith in college.
Anyway, I hope I’ve given you some things to think about.
In conclusion, I would say that if your parents are willing to PAY for your college and have the money to do so, TAKE IT and don’t complain! Man, are you lucky! Many kids would gladly trade places with you and go to whatever school your parents told them to go to in exchange for not being burdened with a monster student loan.
Good luck to you.