Good Morning Granny!
We are discussing the positions of many. They are all understandable.
In the no-debt view I have been recently quoting, sin is alienation. The actual sinful acts are the result, the manifestation, of the alienation that already exists in the individual. So, a person who even
considers a sinful act as something acceptable, a good means, etc. is already alienated by sin to some degree. The person is ignorant, lacking in awareness, or blind.
In the no-debt view, one presumes that God’s love is unconditional and infinite. One presumes that God does not hold a debt, because he has forgiven “before always”, or that omniscience precludes wrath, precludes desire for punishment, precludes the sense of debt in terms of debt created by offense.
It would take an omniscient person to say that all individuals will choose to be with God, so the position of “presumption” as described as “sinful” is one that describes the ignorance of a person who thinks that they are omniscient. One can hold the opinion that it is highly unlikely that anyone will ever choose an eternity away from God, but remain open-minded to the possibility that such a choice may actually happen. This is not presumption, it is optimism about the human desire to be united with Love.
The purpose of harmonizing the views, Granny, is apparently not yours, at least that is what I gather from your continued refusal to acknowledge the no-debt view as legitimate.
Given that, I am wondering what your goals are in participation in this thread. I have offered to help you understand the no-debt view, but you have not taken me up on it. Be up front, Granny, please, admit that you do not see the legitimacy of the no-debt view, and know that I am okay with that. Then, why are you participating here? What is your goal?
Please, go back and read the section from Cardinal Ratzinger’s introduction. Do you see a difference between your own view and the Anselmian view? If so, feel free to point out the differences. If there is no difference, and Anselm’s position is satisfactory to you, then rest in your view as one that was also shared by a very famous saint.
Yes, Granny, I think that we are all quite familiar with the debt view. As I have said before, we are referring to the debt created by offense to God. However, as the Cardinal stated, the idea of expiation comes from our individual feeling of guilt before God, it is not limited to Adam in the Cardinal’s description.
It is quite obvious that you really love to discuss Adam!

This brings me back to the question. What is your goal in your participation on this thread? My goal is to harmonize the two views, which was a goal inspired by the Cardinal’s words in my OP. What is
your goal?
God bless your Sunday, Granny. Peace be with you.