Paul,This is how I like to think about it. When Jesus was asked what it took to be saved, he said. " Love God with all your heart, all your soul and all your mind ," and then he said to" love your Neighbor as yourself". You need to have Faith, because without that, you can not Love God. You also need works, because you can’t love truly your Neighbor without doing good works.
I also like to think about the relative responsibility for man between the Catholic and Protestant positions. In the typical Protestant religion, God is solely responsible for salvation, saving those on which he gives his mercy and condemning those in which he does not. No where is the person given any responsibility for his own salvation
The Catholic position is one of personal responsibilty. God gives us the Grace to be saved, but he does not withhold these Graces from anyone who seeks it. But we need to do our part. That’s why we were given free will. We get to choose whether to respond to God’s call and we get to decide whether to do God’s will. Now of course we still need God’s grace and mercy to be saved, because we are imperfect creatures but we have hope that he will give us the necessary Grace and mercy if we ask for it and show our sincerity by doing our best to do his will…
As a Lutheran, I don’t entirely agree with your characterization of the protestant view of works, at least not as Lutherans view it. In addition to my signature by Martin Chemnitz, I’ve posted here from our confessions:
8] 3. We believe, teach, and confess also that all men, but those especially who are born again and renewed by the Holy Ghost, are bound to do good works.
9] 4. In this sense the words necessary, shall, and must are employed correctly and in a Christian manner also with respect to the regenerate, and in no way are contrary to the form of sound words and speech.
10] 5. Nevertheless, by the words mentioned, necessitas, necessarium, necessity and necessary, if they be employed concerning the regenerate, not coercion, but only due obedience is to be understood, which the truly believing, so far as they are regenerate, render not from coercion or the driving of the Law, but from a voluntary spirit; because they are no more under the Law, but under grace, Rom. 6:14; 7:6; 8:14.
11] 6. Accordingly, we also believe, teach, and confess that when it is said: **The regenerate do good works from a free spirit, this is not to be understood as though it is at the option of the regenerate man to do or to forbear doing good when he wishes, and that he can nevertheless retain faith if he intentionally perseveres in sins. **
12] 7. Yet this is not to be understood otherwise than as the Lord Christ and His apostles themselves declare, namely, regarding the liberated spirit, that it does not do this from fear of punishment, like a servant, but from love of righteousness, like children, Rom. 8:15.
13] 8. Although this voluntariness [liberty of spirit] in the elect children of God is not perfect, but burdened with great weakness, as St. Paul complains concerning himself, Rom. 7:14-25; Gal. 5:17;
14] 9. Nevertheless, for the sake of the Lord Christ, the Lord does not impute this weakness to His elect, as it is written: There is therefore now no condemnation to them which are in Christ Jesus, Rom. 8:1.
Lutherans certainly reject any notion that we are free not to do His good works, if we are regenerate.15] 10. We believe, teach, and confess also that not works maintain faith and salvation in us, but the Spirit of God alone, through faith, of whose presence and indwelling good works are evidences.
Jon