When you die, you are accountable for what you have done on earth, so, in essence, you know God’s rules and if they are disobeyed, yes, you will be punished on Judgment Day. It will either be purgatory or hell, but you should understand that God is not sending you to those places, you yourself have because of what you did. Even whwen we go to confession, our sins are forgiven and forgotten and takes the guilt away. It does not take the punishment away from the sins you have committed. So, when you die, we all have to suffer for the punishment due to sin. This punishment can be lessened due to prayers, the Rosary, visits to the Blessed Sacrament, going to church and receiving the Body and Blood of Christ. If you break your mother’s favorite dish and say, I’m sorry, do you think she will stop at that. To make up for what you did, you would have to replace it or give her some money towards another one. Please understand that God is a merciful and loving God. He loves us unconditionally. He doesn’t punish us, we punish ourselves by what we have done during our lifetime here on earth. Be at peace and may God bless you.