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I believe the idea of "accepting Jesus Christ as your Lord and Savior" started with Charles Finney in the 2nd Great Awakening and is not a blblical view.
You are right, of course.
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God commands everyone everywhere to repent and believe in the Lord Jesus Christ. So, the gospel message is more than a choice of acceptance; it is a clear command of God made to all human beings. Here are tough verses regarding obeying the gospel:
This is the Catholic understanding also. But where we differ I think would be that Catholics believe that people have a choice to accept or reject the message, whereas, Reformed Chrisitans seem to believe that God has predestined those who will receive, and people only choose to believe it if they are among those predestined elect.
The Judgment at Christ’s Coming
This is evidence of the righteous judgment of God, that you may be considered worthy of the kingdom of God, for which you are also suffering— since indeed God considers it just to repay with affliction those who afflict you, and to grant relief to you who are afflicted as well as to us, when the Lord Jesus is revealed from heaven with his mighty angels in flaming fire, inflicting vengeance on those who do not know God and on those who do not obey the gospel of our Lord Jesus. They will suffer the punishment of eternal destruction, away from** the presence of the Lord and from the glory of his might, when he comes on that day to be glorified in his saints, and to be marveled at among all who have believed, because our testimony to you was believed. To this end we always pray for you, that our God may make you worthy of his calling and may fulfill every resolve for good and every work of faith by his power, so that the name of our Lord Jesus may be glorified in you, and you in him, according to the grace of our God and the Lord Jesus Christ. - 2 Thes 1**
When Catholics read “that you may be considered worthy” we understand it to mean that we are actualy made worthy by Christ.
The reason that the unbelievers will marvel at Him in the believers is because His grace will be made perfect in us, and His glory will shine in us. Not that we are filthy sinners covered with grace, but really and trully conformed to His image.
As the Apostle says, being made worthy of His calling involves fulfilling every good work and work of faith by his power. This is where we see the relationship that it is grace, working through love.
I believe Reformed Theology teaches that justification is monergistic, yet sanctification is synergistic. Would it be accurate to say that Catholic Theology is similar to Arminian Protestant theology in regards to a synergistic conversion? In my view, I see that the Catholic view to be one of semi-Pelagius; somewhere between the view of Augustine and Pelagius on the issues of salvation and conversion. These are tough issues to discuss, but both Ariminian Protestantism and the Catholic Faith puts great weight on man’s free will and ability to believe in Christ.
Yes, Arminius retained the Apostolic Teaching on justification, in that he accepted that we can fall from the faith, and fail through disobedience to be united with our heavenly inheritance.
I can understand why Reformed Christians see the Catholic view as semi-Pelagian. I think that comes out of the errant doctrine of total depravity. It seems to be an incomplete understanding of what his grace working through faith really means. I will give you a scriptural example.
Heb 4:2-3
2 For good news came to us just as to them; but the message which they heard did not benefit them, because it did not meet with faith in the hearers.
Gal 3:1-3
2 Let me ask you only this: Did you receive the Spirit by works of the law, or by hearing with faith?
There is a certain attitude with which one must hear the Word in order to be able to receive it. This attitude is under the influence of the listener. It is a “work” inspired by the HS through no merit of our own, but one in which we must participate by choice.
John 6:28-30
“What must we do to perform the works of God?” 29 Jesus answered them, “This is the work of God, that you believe in him whom he has sent.”
All of the works of God flow out of this initial work, in which the individual chooses to respond to the call.