Right n ow we have a significant medical tourism industry for instance medical facilities from norther border states treating Canada’s overflow. If we institute socialized medicine, and depending on how it is done, those foriegn patients would no longer be paying and even more would be flooding over. We would also have even more immigrants flooding in from around the world. this will obviously drive up costs.
It is not just the total costs that is at issue, it is the cost bore by the working class. Right now we have a growing problem with the welfare class demmanding more and more entitlements and refusing to work for them. As there power grows, more people in the middle class are realizing that it is easier to quit work and join the ranks of the unemployed since their quality of life would not go down much.
As a former member of the middle class I would just like to point out that the middle class isn’t necessarily dying off because its members are realizing it’s easier to quit and then get public assistance. You know, when I was typing that sentence I suddenly started thinking about the people I personally know who have done that exact thing. So you are correct - to a point.
Maybe my own experience will help in this discussion. I’ve noticed a few things about the federal government: It does not like to reclassify people and it is in a lot of debt. I was ill for a time after a traumatic experience and was told (by a Social Security employee who was reviewing my case) that I should not get a job. I was told the same thing by nurses in the hospital where I was a patient. I was told to be a leech, but to be quiet about it. I could have joined programs where the government would pay me each month, subsidize my rent, give me food stamps, and pay for 100% of my medical costs. When I refused to participate in these programs I was labeled a “troublemaker”. I told people I wanted to be a fully participating member of society and pay for my own way. I was told that I shouldn’t be that way - just take what is offered and go away. I’m not kidding. I was really told that by Social Security and also by the hospital staff.
I did obtain employment, bought a house, replaced my sagging heap of a car, and believed that everything was still OK. I did it all on my own.
I worked for several years at the same job (a job, BTW that required at least a B.S. in a life science and hopefully a master’s degree as well - I had both). I was then seriously injured on the job, to the point that I could no longer work.
I was rewarded for my injury by having my dental and vision insurance dropped completely and was told I would have to pay for my medical insurance myself (minus a small grant). I don’t want to drag this story out and I’m sure nobody else wants me too, either. Let me just state that at the present time I have found myself in the following situation:
(1) I cannot afford the medical insurance premiums from what I am paid via disability retirement. The only insurance I can afford is catastrophic health insurance. So, I pay for those premiums PLUS I pay 100% of all my medical care, including prescriptions, lab tests, vision tests, etc. I fell down last year and was charged over $2,000 to have five stitches put in my hand. I will be paying that bill off for at least the next year. I need special prescription eyeglasses and one pair cost me over $800.
(2) What I receive in disability retirement does not keep up with inflation, even though I get a COLA every year. I am actually earning less than I earned five years ago. My workers comp settlement took 15 years to settle and I can easily lose every penny they paid me within the next two years if I fall again and get seriously hurt.
(3) I have been turned down by Social Security twice. I have been told that I am not disabled. I am disabled. I have a disabled placard to put in my car, I use a cane and a walker, I am in chronic pain, I have become “loopy” from the use of opiates for the last 12 or 13 years. I have severe clinical depression. I cannot work. I want to work. But I can’t.
(4) The middle class is disappearing. Part of that is because, yes, people lie and cheat and steal from the rest of us. But those of us who couldn’t sleep at night while lying and cheating and stealing and just want to be good people, are being punished by the government and forced into the lower class.
(5) I am one of the very lucky ones. At least I have a house and I believe I can keep up with the payments. I also have one more chance with Social Security and I will have an attorney with me during the hearing. I am hopeful that perhaps, this time, they will finally see that I really can’t work.
(6) I only consider myself “poor” in terms of money. I have an extremely rich spiritual life, belong to a parish with an excellent priest, love God, and feel blessed.
The reason I have written all this is to show that an awful lot of good people just cannot afford to pay for their health costs anymore. I feel a ton of pity for people who are literally living on the streets or those who have to continue working, even through agonizing pain, because they need that health insurance paid for.
Something needs to be done. There are people who are desperately ill and who are not receiving any health care. There are people who have to choose between medicine and food. Sometimes people who are employed don’t understand that not everyone can get Kaiser paid for by their employer or even get Kaiser at all. Disabled people cannot go out and purchase a private health insurance plan because pre-existing conditions are not covered and if a person is diabetic (like me, got some bad genes from my Mom) they will not be able to buy
any health insurance under any circumstances.
So what are people like me supposed to do?