House Hunting

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My husband and I recently began the first steps to buying a house. We’ve found a mortgage lender, a realtor, and now we are going through the preapproval process (ugh…the gathering of all the paperwork is a real pain). We start looking at houses in about a week and a half, and we are nervous, yet excited.

The hardest thing for us has been the decision to actually stay in our town. We live a very large metropolitan area with a high cost of living, so in order to afford a home for our future family (4 bedrooms, large yard, etc), we moved a while ago to a town about an hour and a half commute from our jobs. We LOVE our town, and we have an incredible parish that is very large and active. We love all sorts of things about where we live now, but the commute is really killing us, and it was the sticking point that prevented us from buying in the past. We contemplated moving to another region of the country or back to my home town 5 states away, but that required quitting our jobs and picking up everything and leaving this great town. We really didn’t want to do that, but gee, we were stuck in this “do we move, do we not move?” dilemma for quite some time.

Through prayer to St. Monica and St. Joseph, however, we have decided to stay. My parish started a novena to St. Joseph a couple months ago, so I thought I would join in and ask him for help with our predicament. While my husband was applying to jobs outside this area, and we were thinking that it would be best to move away, my husband got a call out of the blue from an employer in the city. He had not contacted them; they had just found his resume online and thought he would be a good fit. They offered him a job on the spot, without an interview, and then offered him a salary that is 50 percent more than he is making now. Such an increase in salary will better enable us to buy a bigger house for more children, enable me to stay home with kids longer, and make our lives so much easier in general. We took this as a sign and an answer to my novena!

St. Monica has also been a huge help. I prayed a novena to her in the hopes that she would help me in deciding what to do about my job and how we can start a family in the future with me working so far from home. It occurred to me while praying one day to search for jobs that are closer to our town and out of the city. I am also hoping to work from home once we have children (I’m a writer, so it should be a possibility).

Prayer has given us tremendous peace in making our decision, and now we are gearing up for the long process of actually finding a house that is perfect for us. St. Joseph and St. Monica are going to have a lot to listen to from us in this process!

Good luck in your process! Ask St. Joseph and St. Monica for their aide 🙂
God bless you in your home search as well!

Yes, lol to what you wrote that I highlighted in blue! We’re looking at different towns. Then last night, my husband shared something he heard our state government is talking about doing:rolleyes:, and next this, we’re discussing and wondering if we even really want to stay in this state! :confused:

Praying about it is good adivice. :gopray2:

I want to go to Mass at the parishes in the towns where we are looking and do some of my praying about this matter there.
 
We’re looking at houses!
It’s fun.:extrahappy:
It’s stressful. :crying:
It’s time-consuming. :ehh:
It’s expensive.:bigyikes:

I’d love to read about your house hunting journeys.🍿

And did Catholicism have anything to do with your home search? For instance, did any of you look at the nearby Catholic parishes when making your decision? Do you react differently when you see crucifixes or Catholic art displayed in a home for sale? Tell me about it…
Request a pest treatement and do a walk through right after. I found a roach infestation in the house and termites infestation in the shed of the property I just bought. I own it but can’t live in it because I have a terrible bug phobia. It fill me with dread to even think of living there.
 
God bless you in your home search as well!

Yes, lol to what you wrote that I highlighted in blue! We’re looking at different towns. Then last night, my husband shared something he heard our state government is talking about doing:rolleyes:, and next this, we’re discussing and wondering if we even really want to stay in this state! :confused:

Praying about it is good adivice. :gopray2:

I want to go to Mass at the parishes in the towns where we are looking and do some of my praying about this matter there.
Your husband sounds like mine! He feels very strongly about a particular political issue, and we took that into consideration when looking at other areas. Eventually we decided that our location is fine, especially once the bills all died 👍

Praying at the churches in the towns you are looking at is a brilliant idea. It also will give you an opportunity to check out the parishes and see how active they are and such. Good luck in your home search!
 
God bless you in your home search as well!

Yes, lol to what you wrote that I highlighted in blue! We’re looking at different towns. Then last night, my husband shared something he heard our state government is talking about doing:rolleyes:, and next this, we’re discussing and wondering if we even really want to stay in this state! :confused:

Praying about it is good adivice. :gopray2:

I want to go to Mass at the parishes in the towns where we are looking and do some of my praying about this matter there.
My husband and I are as conservative as you’re probably going to get and we live in the most liberal state in the country (California is a close second) but we still bought our house here.

Our family lives here and we love our Parish. My husband and I are also tied down with serving the National Guard in this state.

However, when the kids get older and our contracts are up with the military…and we don’t have as much family left over…I know we’ll be considering a move out of state to somewhere a bit more conservative.

Our only issue is it’s got to be a state along the coast. Hubby and I grew up minutes from the ocean and neither of us could bare the idea of living in a land locked state.
 
Update: :onpatrol: We’re still out there hunting.

We’ve looked at foreclosures and short sales, which serve to remind us that we need to be careful not to buy more house than we can afford! We found two nice homes that we’re considering. One is on a street with a very Catholic sounding name, and the other has, amid its otherwise neutral decor, some art work inside the house that I recognize to be of a Catholic saint. Those things somehow just makes me feel more “at home”, plus the houses have most of what we hoped to find. One is a lot more expensive but a lot nicer; the other one is more affordable and I’m leaning towards that one. We’re praying about the decision–and we realize that the answer might be “no” to either of them!

More houses continue to come onto market. Something will likely work out at some point. Or maybe not. We’ll wait and see.
 
Update: :onpatrol: We’re still out there hunting.

We’ve looked at foreclosures and short sales, which serve to remind us that we need to be careful not to buy more house than we can afford! We found two nice homes that we’re considering. One is on a street with a very Catholic sounding name, and the other has, amid its otherwise neutral decor, some art work inside the house that I recognize to be of a Catholic saint. Those things somehow just makes me feel more “at home”, plus the houses have most of what we hoped to find. One is a lot more expensive but a lot nicer; the other one is more affordable and I’m leaning towards that one. We’re praying about the decision–and we realize that the answer might be “no” to either of them!

More houses continue to come onto market. Something will likely work out at some point. Or maybe not. We’ll wait and see.
I’m also house hunting right now. I just started searching for a house about 2.5 weeks ago. I’ve seen a total of 5 houses in person. I really loved one house. It was a foreclosure and on a quiet cul-de-sac for the right price. Unlike other foreclosed homes, this house didn’t have a lot of fixing to do. I would have painted and changed the carpet. That’s it. Anyhow, since I had just commenced my search to get an idea of how much I would like to spend on my first house ever, I took too long in gathering documentation to get a pre-approval letter. On the day that I had everything ready to go, I got in touch with my realtor and told him I was ready to make an offer and found out that the house was already pending. Someone had made an offer earlier that very same day. Now I’m searching for something similar and in that price range and I can’t find anything. I’m so upset because I missed my opportunity. 😦
 
Request a pest treatement and do a walk through right after. I found a roach infestation in the house and termites infestation in the shed of the property I just bought. I own it but can’t live in it because I have a terrible bug phobia. It fill me with dread to even think of living there.
That sounds like my worst nightmare. I have a bug/insect phobia as well. I didn’t “do my homework” once and rushed into renting an apartment in a newly constructed area. The apartments were really nice and right next to a wildlife conservation area. Well, that might have been pretty to look at but it also meant that huge tarantula-like spiders crawled onto the property and hung around the entrance, windows, grass, everywhere. :eek: I moved out in a week. I learned my lesson.
 
Update: :onpatrol: We’re still out there hunting.

We’ve looked at foreclosures and short sales, which serve to remind us that we need to be careful not to buy more house than we can afford! We found two nice homes that we’re considering. One is on a street with a very Catholic sounding name, and the other has, amid its otherwise neutral decor, some art work inside the house that I recognize to be of a Catholic saint. Those things somehow just makes me feel more “at home”, plus the houses have most of what we hoped to find. One is a lot more expensive but a lot nicer; the other one is more affordable and I’m leaning towards that one. We’re praying about the decision–and we realize that the answer might be “no” to either of them!

More houses continue to come onto market. Something will likely work out at some point. Or maybe not. We’ll wait and see.
Thanks for the update 🙂 It’s nice to hear that you are going through a similar process that we are. We started looking this past weekend, and we saw 5 houses total. Of the 5, none have been “the one.” My husband and I have actually come up separately with wedding-related metaphors:

Husband: Looking for a house is like getting engaged: you are spending a lot of money on something (ring/house) with limited knowledge of the outcome. (I responded, “Well, didn’t you know I’d say yes?!” And he responded, well, there was no guarantee :p)

Me: Looking for a house is like shopping for a wedding dress: You are hoping that when you try one on, you will just “know” and the tears will just start flowing.

One of the hardest things for us so far is planning for our future children. Right now, we are living the glorious and freedom-filled no-children life with hopes of soon ending it soon :D. The problem is that we only know so far what we would want and what we need, and sometimes that doesn’t go hand-in-hand with what kids need. For example, we’d love to buy a house downtown (where we live right now), but the traffic, small yards, and poor schools isn’t good for kids. It’s also a good deal more expensive to live downtown.

We are searching for a goldilocks solution right now (a house that is close to downtown, in a quiet and walkable/playable neighborhood, and has good schools) but, goodness, our childless selves are drawn towards the city life. We are actually looking at one downtown tonight, but part of it is an effort to convince ourselves that it is best to buy one in a good neighborhood. I have a feeling this search is going to take a while! We are praying to St. Joseph each night before dinner, so I really hope he helps us out 🙂
 
Me: Looking for a house is like shopping for a wedding dress: You are hoping that when you try one on, you will just “know” and the tears will just start flowing.
Tip: If the above is really how you’re likely to react, make REAL sure you know and trust your realtor and only view houses when nobody from the seller’s side is there.

If you attend an open house and react that way you’ll pay thousands more than you need to. If your realtor is a typical one, realize that the more YOU pay, the more he makes. They’re on their OWN side, not necessarily yours. Just warnin’ ya.
 
The first one is a beautiful old home! Does it come with you as a neighbor?
The second–I wish it had pictures of the interior. And it’s just a small matter of electricity and water. And hey! Think of all the frustration and energy we can save by not having to remind kids to turn off the lights! :idea:
 
:onpatrol: Another update:

We made an offer on the more expensive home with the very Catholic name, (which is an amazing home for so many reasons!) But…we found ourselves feeling very uncomfortable with the amount of money it was going to cost, plus a variety of other things that we’d have to change in order to buy it and live there. We did not offer the full asking price and after going back and forth in negotiations, we offered more money. By the next morning, we were praying that the owners would turn down our offer. Our prayers were answered. The sellers turned down our offer, and we felt great relief. That’s probably a good sign that it wasn’t the right house for us.

We’re giving serious thought to buying a home that requires approval from both the sellers and the sellers’ lenders, because the sellers are upside down on their mortgage.

I haven’t been around CAF or this thread as much because I have spent (wasted?) a great deal of my computer time looking at and researching about real estate. It’s fun, but it’s much more interesting to see the houses in real life. Some places that looked promising on the computer photos turned out to be awful, and some homes that didn’t look so good in the pictures turned out to be much better than expected.
 
Me: Looking for a house is like shopping for a wedding dress: You are hoping that when you try one on, you will just “know” and the tears will just start flowing.

One of the hardest things for us so far is planning for our future children. Right now, we are living the glorious and freedom-filled no-children life with hopes of soon ending it soon :D. The problem is that we only know so far what we would want and what we need, and sometimes that doesn’t go hand-in-hand with what kids need. For example, we’d love to buy a house downtown (where we live right now), but the traffic, small yards, and poor schools isn’t good for kids. It’s also a good deal more expensive to live downtown.

We are searching for a goldilocks solution right now (a house that is close to downtown, in a quiet and walkable/playable neighborhood, and has good schools) but, goodness, our childless selves are drawn towards the city life. We are actually looking at one downtown tonight, but part of it is an effort to convince ourselves that it is best to buy one in a good neighborhood. I have a feeling this search is going to take a while! We are praying to St. Joseph each night before dinner, so I really hope he helps us out 🙂
You have no idea how many wedding dresses I tried on! :rotfl: Great analogy! I knew it was the right dress when it had the quality and style and fit I wanted at significantly below the market value on the clearance rack. And here I am, years later, looking at houses in foreclosure, trying to find a bargain that looks nice and fits!

Part of our struggle is also planning for our children too. Sticking with your wedding dress analogy, imagine trying to find a wedding dress that would accommodate your figure as it changed through the years!
 
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