How insurance works

  • Thread starter Thread starter The_GreyPilgrim
  • Start date Start date
Status
Not open for further replies.
This is the right idea!

There are so many people that don’t realize that it is possible to pay a doctor cash. They think that if they don’t have health insurance they cannot get medical treatment.

The other main problem that has not been brought up in this thread is that since employers pay for so much of the health insurance premiums, people think that is is cheap and/or free. This is a disastrous psychological problem. We have at least a generation of people who feel entitled to free healthcare.
This Cato Institute Study I cited earlier in the thread also covered the psychological affect of people getting seemingly cheap or “free” care because of the deceptively low our of pocket co-pays when compaired to the premiums paid either by employees, employers, or a mixture of the two.

So, yes, you have a generation of people who believe that they are entitled to “free” medical healthcare.

And its worse when you have people arguing, like Miss Fluke, that not providing care amounts to denying care that they have a “right” to.
 
Here’s my angel story. In the eighties, I heard an emphatic, masculine voice in my head telling me to tell my friend to take lecithin, a soybean oil rich in choline and serine. I risked the embarrassment and this person took the lecithin and the warts that had covered the hands of this very talented artist for years disappeared.

So in the late nineties when I heard the same voice, I gave it credence. And I think it is an angel’s voice because those who have had chats with angels, like the kids at Fatima, find them stern and emphatic. The voice said:

"Blight! Blight! Poverty and blight across the land! Insure! Insure!"

Then in a softer tone, the angel said, "Interest rates will dwindle to nothing."

Since that time, late 1997 as I recall, I have told people what I heard; and posted it online. My dad wasn’t disrespectful when I told him, although I only had the guts to do so after interest rates took that first ratchet down. And that’s why God tells us stuff. We just wouldn’t figure it out by ourselves. And I would humbly suggest that America didn’t fall into the pond, she was pushed. And is being held underwater. Brooksley Born, head of Clinton’s Commodity Futures Trading Commission, was villified by insiders and retired in 1999. She says we’re in for more of the same, btw.
rooseveltinstitute.org/new-roosevelt/financial-reform-warrior-brooksley-born-warns-more-crises-come

All this is by way of analyzing the “Insure! Insure!” part of the statement. The insurance companies are THE ONLY ONES who have any financial interest, who have any incentive, to see that clients stay healthy. Insurance companies are THE ONLY ONES who have the assets to effect what they contract to do, thanks to a kind of legal firewall system that keeps politicians out. As if we didn’t learn from our Social Security payroll tax that is dumped into the looters’ common barrel of bucks, the “common purse” of gangsters King Solomon the Wise warned his son about, and not into a lockbox, our “health care premiums” paid to the government are doomed to attrition.

And NOBODY is suspicious that disease is subsidized by the government?!? Tobacco subsidies made by the Big Mother government? It’s the ideal make-work system. It’s a job for life. Provide subsidies for the addicting product, tax it, create diseased clients, administer death care, cash in on your pension…and the circle of death goes on.

I went to school with Communists. I’m amazed that people are sooo nice that they think that health care provision by the government is out of the kindness of their heart and not for control, a choke point with death as the punishment for disobedience. Gramsci commies like that slow, python constrictor death grip. And it’s working. Gotta give the devil his due. It is madness for wimpy Catholic schools to stop providing health insurance. Next, Catholics cut off hospital services. Next we cut our own heads off. No need for the guillotine. It’s the self-beheading man. “INSURE! INSURE!”

There is nothing this side of Heaven that is more Christian than shared risk, i.e., coming along side of each other, and that includes insurance. There are no solutions being sought in government because this is not about providing health care. A few billion would create a glut of docs and nurses and drive prices down. That’s easy. No, this is about control, like the Treasury flak under Clinton who said, truthfully, that there were better ways to raise money than our tax system. “We don’t do it for the money. We do it for the social control.”
 
But don’t use your HSA to pay an insurance company. Use your HSA to pay hospitals and doctors directly. Have them charge you according to their rates, not the health insurance company’s rates.
The rates that doctors and hospitals charge for insurance claims is often significantly discounted from their “normal” rate - at least that’s the way it looks on the Blue Cross statement. It would be nice if cash customers could get the same discount, but I don’t think that is how it works. They are so used to running everything through insurance that cash seems actually harder for them to deal with. Why is it that Blue Cross can negotiate better deals than I can paying cash?
 
Status
Not open for further replies.
Back
Top