To play devil’s advocate again . . .
When money is used for -]evil/-] good and when the purpose of money is to promote another’s -]evil/-] good doing and when money is pursued as the highest good [or maybe not] and in a society in which the message is that power, luxury, possessions, etc. are goods obtained only by money and wealth, money can’t not be evil.
I also don’t mean society per se. I mean a society like the one described.
Also, I indeed do have free will, but if I’m a participant in a society in which money rules and I can only maintain myself and try to rise myself up within that society, by participating in that society, I have freely handed myself over to the influence of that society. If I reap the benefits of that society, I must be culpable in its sin.