Husband Keeps Re-financing The Home In Lieu Of Working-------

  • Thread starter Thread starter sparkle
  • Start date Start date
Status
Not open for further replies.
40.png
sparkle:
Friend: Thank you so much for replying. Yes, you are right. ALL our issues, in my opinion are because HE is such an absolute idiot. Cannot keep a job, is NOT acting as a father to his sons, IS not managing to keep a job, etc., one thing after another. I do not know how to proceed here. I know anyone reading this would say: “you have no marriage end it now”…but I can see all the harm it does to kids, etc., and all parties involved. Yes, in my opinion there is more harm in this case than even thinking of the “D” word. I feel, this is NOT what is best. My question though is what do I do? what do I say to him??? HOW do I get him to get his act together? What can a wife do to get her H to be more responsible? FACE the consequences for his actions. Yes. I have heard this numerous times, which is what I think is the case now. NOW, after 3 times re-financing our home, taking money out for us to live, and HIM being faced with the repercussions of it, just might get his act together here. I dunno. Many would say I need to “pick up the ball” get to work, and face/ tackle HIS responsibilities, “wear the pants”, work to pay the bills, despite the repercussions of my kids. I heartily disagree with this philosophy here. This is just what his “momma” did, and it has literally destroyed their home. I do not feel this advice would be the right advice. Does any God-fearing woman have some practical advice? I so need it. How to approach hubby? what to say?, etc.,???

Thank you.

My one cousin says just eat beans,
Dear Sparkle,

You still didn’t answer my main question, and others have asked it too: ARE YOU IN COUNSELING? ARE YOU SEEKING PROFESSIONAL HELP WITH YOUR HUSBAND? You can’t just pray and hope this serious situtation away; it will take practical commitment on both of your parts. Grace builds on nature, it doesn’t just offer miracles.

Wishing you courage.
 
My husband went through the same thing after we first were married, while he lived on his own, his diabetes became almost unmanagable and he had to move back home so he could afford the insurmountable hospital bills. after we were married, his father would still all to often bail us out and my husband became a little too complaisant on that. once i found out what had been going on, i changed the online banking password and our account so his father could no longer monitor our spendings and put money in as he saw fit. my husband finally figured out that he had to quit depending on his parents, we now own our own business and things are getting better. im all for loving and praying for your husband and what not but the man needs a reality check. i dont know what to tell you since you have four beautiful babies that have needs, and your a stay at home mommy. be stern and strong with your husband, and get your priest to come and visit with him. have your priest come to your home if necesary. good luck and God bless. i will be praying for you and your babies and your husbands conversion into taking his responsibilities head on.
 
40.png
maendem:
Dear Sparkle,

You still didn’t answer my main question, and others have asked it too: ARE YOU IN COUNSELING? ARE YOU SEEKING PROFESSIONAL HELP WITH YOUR HUSBAND? You can’t just pray and hope this serious situtation away; it will take practical commitment on both of your parts. Grace builds on nature, it doesn’t just offer miracles.

Wishing you courage.
YES, maendem and others…thank you for asking. And you are very correct. We ARE in Christian counseling, have had about 3 or 4 appts. so far–going tomorrow again matter of fact. I feel though, that the “very nice” man sympathizes with my husband and needs to be harder on him than what he is. i.e., he’ll say: “That’s very good you’ve found another job, uh uh, I bet that makes you feel good, etc.”…I wish he’d say—“what’s wrong with you? Why do you ruin every good opportunity with being so irresponsible?”…guess this is the counseling style…he does alot of “listening”, “how does this make you feel”??? etc. oh well…it will take a while I suppose----but think it’s helping!

thx for asking… guess it’s very good we’re going…this guy runs the pre-marriage class at his church with his wife.
 
40.png
sparkle:
Friends: What should a wife do in this case, if anything: hubby continually keeps re-financing our home in order to get cash, pay the bills, all the while not getting or keeping a steady job, rather getting fired from each and every job for irresponsibility, etc. “not meeting expectations, coming in late, etc…”; I have 4 children and a large home to keep, working outside the home for me, at this time, is out of the question. I am getting so sick and tired of husband’s total and complete irresponsibility in the way he manages/fails to manage our finances. HIS parents have been paying our mortgage now for a year. I wonder here what to do? Husband is simply not providing/and/is a lousy one at that. Why this week, he left me $20.00, and we are nearly starving, with no gas in my car, etc., He doesn’t seem to want to anything to rectify the situation, but merely re-finance yet again, making our payments so much higher, which now we cannot afford, which is why his “MOMMA” has been paying them. Friends, I have on my hands a complete and utter, incompetent man, what should I do??? I so want to tell his folks that by continuing to pay our mortgage, they are not teaching their son how to be responsible, it has been this way for over 15 years. I guess, this is all up to him. He has been “enabled” for years by his parents.

I have lost respect for my husband at this point, needless to say. And I just wonder, if any of you have some thoughts for a wife in my shoes. Of course divorce is not an option.
Sparkle, I went through a similar thing. I put up with my husband’s behavior for 17 years because my parents and his parents told me its a sin to get a divorce or even think about it. There were times we were without electricity or gas because we couldn’t pay the bills. I had to heat water on an electric burner and run the pots of water upstairs to our tub in order to give my son a bath (when our gas was shut off). Of course I worked which made me even more angrier as I was a working mom and had to work with a chronic illness on top of that while he didn’t work or try to start some get rich quick scheme. We did try marriage counselling to no avail. After 17 years I had enough and filed for a divorce. My story has a happy ending, I did eventually get an annulment and I’m remarried happily this time to a good man. I wish you luck on your journey in life, I will pray for your marriage.
 
40.png
Estella:
Sparkle, I went through a similar thing. I put up with my husband’s behavior for 17 years because my parents and his parents told me its a sin to get a divorce or even think about it. There were times we were without electricity or gas because we couldn’t pay the bills. I had to heat water on an electric burner and run the pots of water upstairs to our tub in order to give my son a bath (when our gas was shut off). Of course I worked which made me even more angrier as I was a working mom and had to work with a chronic illness on top of that while he didn’t work or try to start some get rich quick scheme. We did try marriage counselling to no avail. After 17 years I had enough and filed for a divorce. My story has a happy ending, I did eventually get an annulment and I’m remarried happily this time to a good man. I wish you luck on your journey in life, I will pray for your marriage.
Bless You Estella and thx for replying. You’re a dear. I do really believe also in my heart that divorce is a sin, as God says He hates it, except for the most awful of circumstances I suppose that cannot be avoided, despite all attempts, abuse, abandonment, etc. Sounds like your hubby pretty much abandoned you. Mine has not quite gotten to this point yet, we’ve been teetering on the edge. Prayin’ hard–that’s for sure.! I certainly don’t want divorce, knowing the harm it would do to my children. And hubby and I do love each other alot, but sure have gone thru lots of ups and downs lately, due to HIS irresponsibility. Now, there’s another glimmer of hope, yet another one, which could fizzle like the last 20. I appreciate your prayers Estella, really I do. As I said, we are on the tip of the iceberg, could lean either way. Lord willing, it will be the way towards reconciliation of our family, financially, emotionally, spiritually too. Hubby was also emotionally unfaithful, and it will take alot for me to come around again emotionally. Sometimes, I wonder if I can go on even one more day, but then God gives me a sign to hang in there still. Am counting on our Lord and His promises.

Once again Estella, thx for writing.

Your Friend~~:)
 
Sparkle,

It’s great you’re in counseling, especially with a christian therapist. But with re reading your original posts I saw some red flags. It is possible that your husband has ADD. Please consider having him evaluated by a doctor especially a Psychiatrist. With new treatments for adult ADD, he may be better able to hold down a job.

Also, refinancing is one way to make expenses easier. We keep refinancing our house too. I hope to pay it off just before I die. But at least it’s still more economical than paying rent.
 
Mary's Lamb:
Sparkle,

It’s great you’re in counseling, especially with a christian therapist. But with re reading your original posts I saw some red flags. It is possible that your husband has ADD. Please consider having him evaluated by a doctor especially a Psychiatrist. With new treatments for adult ADD, he may be better able to hold down a job.

Also, refinancing is one way to make expenses easier. We keep refinancing our house too. I hope to pay it off just before I die. But at least it’s still more economical than paying rent.
Yes, “Mary’s Lamb”-----I think he does have ADD! Has for years! hahahaha, you know that “hard to listen husband syndrome”. No honestly, his problems are due I’m convinced solely to his upbringing. I’ve been told he’s got to lay in his messes to LEARN to do things differently, and he’s done that (along with all of us) several times. Believe me I’m being just about as supportive as I can possibly be. Many have told me they would have divorced him by now, but basically we’re a happy family, and God keeps showing me signs that we’re where we need to be, (like hubby telling me he went to Mass on his lunch hour) and him actually staying awake in church lately. I think he might be coming around spiritually. All in God’s time!!!

Yes, the bank owns our homes anyway, so really what’s the difference if you need the cash and re-fianance again??? If it’ll ease some stress,right? We should all be lucky we can do that in a pinch right? Good Luck to You too!!!
 
Status
Not open for further replies.
Back
Top