I don’t pretend to have an answer. But I think a touch of distributism might help if it could somehow be implemented.
When I was a kid, the “hillbilly family” was intact. They lived in the country on very small farms. Subsistence living mostly, but dignified, and they “worked out” some as well: men in the fields for someone mostly, or as “shade tree mechanics” for whomever. Women tended to do things like sell eggs or butter. Kids picked strawberries for their school money. They went to country churches without fail.
But that pretty much got wiped out and most of them moved to town and the second generation just became “town trash”. There is a minor move back to the countryside going on, but it’s not poor people who are doing it. It’s middle class and above.
I wish I knew an answer; a way to get assets into the hands of those who largely never get any, or at least on a bigger scale. There are young men and women who work their tails off, save everything, start small operations and thrive. I’m immediately reminded of a young woman who worked in a feed store hefting feed sacks and salt blocks. Saved her money and on the side bought a tractor, rake and baler to do custom haying for people. She’s pretty well off now. Some of the young men haunt the country sale barns to buy Holstein calves for bottle-feeding. Eventually, some of them are able to buy farms.
But those stories don’t represent all that large a percentage.