I am knee deep in debts,i am struggling financially and i don’t know what else to do.I am now at a precipice.I am married with two lovable kids(13 and 7).My wife doesn’t even know what i am going through.Please pray for me for the situation to reverse.I am also really praying hard.Thank you.
Had you considered talking to a bank? I think a bank, or finance person, might be able to help you make out a budget. Your wife would also need to know about the financial problems so that you can work together for a solution. You need to live within your income.
A lot of people feel that during Christmas, they need to max out their credit cards to show that they love each other. However, that’s not what Christmas is about. One priest here seems to do some homilies, each year, on how to “keep it simple”, simple food, etc.
If you have health insurance, it might also cover some counseling visits for you to help your emotions, in the meantime.
We have to strive to live within the money we have. If we can’t, we need to either decrease spending or income, or do both at the same time.
I had some financial difficulties with my ex-husband. Finances is what does a lot of marriages in, pushes them towards divorce, so it’s important to get these issues resolved. Some places might even offer free clases on budgeting. I know a friend of mine, who has a degree in finance, talk people to budget as a volunteer. His main complaint was that so few people cared to learn.
I have a friend of mine who went through bankruptcy. She also divorced her husband, largely over money issues. You don’t want that.
Anyway, you would need to see what needs to change. Prayer is nice, but this needs a solution, in addition to prayer.
You don’t want to have problems with your credit or, God forbid, ever go into bankruptcy or any of that. I worried about all that in my marriage, talked to the bank, and they seemed willing to discuss budgeting with me and my husband. We had even set up an appointment, but then he didn’t want to go. So, I cancelled.
People don’t realize how important finances are to a marriage. My friend says that money won’t give you happiness, but the lack of it can really make people unhappy.
Please talk to your wife about these problems and someone who can help you draw up a budget. You don’t want marital problems or any of the rest as a result of these problems. So, as much as you both might not want to do this, I think it’s an essential step in getting this reversed.
God bless you both.
Hail Mary,
Full of grace,
The Lord is with Thee.
Blessed art Thou amoungst women,
And blessed is the fruit of Thy womb,
Jesus.
Holy Mary,
Mother of God,
Pray for us sinners,
Now and at the hour of death,
Amen :angel1:
