I feel like crying

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keri6789

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If I wasn’t at work I probably would be bursting into tears right now…As alot of you know, I’m trying to go back to school. Its not looking good now…Apparently I make to much money to get pail grants! Don’t see how that is even close to possible!! I barely make enough to live! I filled out the FASFA forms to get pail grants and I just talk to someone at the FASFA office and I didn’t get approved for any!! I’m at a loss. I was and still am just in shock. I can’t believe this. I don’t have money sometimes to keep my electricity on but apparently they think I should be able to pay for school. It just doesn’t make sense. Now I have to decide what to do. The lady at the FASFA office said that schools offer grants. But I’m thinking if I didn’t get approved from the government I doubt that they will give them to me. So now if I want to go to school I’ll probably have to take out a bunch of loans. I was so excited about going back to school…:crying: :nope:

Sorry this is kinda long…I needed to vent…
 
keri6789 said:
If I wasn’t at work I probably would be bursting into tears right now…As alot of you know, I’m trying to go back to school. Its not looking good now…Apparently I make to much money to get pail grants! Don’t see how that is even close to possible!! I barely make enough to live! I filled out the FASFA forms to get pail grants and I just talk to someone at the FASFA office and I didn’t get approved for any!! I’m at a loss. I was and still am just in shock. I can’t believe this. I don’t have money sometimes to keep my electricity on but apparently they think I should be able to pay for school. It just doesn’t make sense. Now I have to decide what to do. The lady at the FASFA office said that schools offer grants. But I’m thinking if I didn’t get approved from the government I doubt that they will give them to me. So now if I want to go to school I’ll probably have to take out a bunch of loans. I was so excited about going back to school…:crying: :nope:

Sorry this is kinda long…I needed to vent…
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I am so sorry to hear this. I went throught the exact same thing. Your problem is you are too young. I know you are over 21…but you are not 25 yet. :rolleyes: It makes a huge difference with grants.

If your parents are still alive…you will have trouble receiving them until you are 25. You can be a dependent through age 24, especially if your parents are helping you in anyway financially.

Also, the cost of living might be high in your state. If it is…you may appear to be at or above the national average…even if what you are bringing home is barely enough to pay bills. Also…it is what you make PRE…not post taxes. You may make too much pre taxes, even though you don’t get to keep that nice 1/3 they took away from you. It still counts as your total income. :mad: I know. :mad:

I don’t know what to do for you right now, but I still think about and pray for you. Take care and God bless you and yours! 🙂 It is OK to vent. Especially here! 😉
 
I feel for you. My husband went through the same thing. The best advice I can offer is to still try to apply for everything and anything you can. After that, you may need to just take one or two classes a semester until you hit that magic 25yrs old, or your financial situation changes. Also, is there a community college in your area? Take as many classes through them as you can–especially basics. The credits will transfer (check first, though) and it is about 75% cheaper. Don’t give up! It may take longer than you first planned, but it can be done. We’ll be praying for you! 🙂
 
Please check with the library. They have listings of a kizillion different types of grants. Please try this. You might even win the lottery;) Have faith. I will pray for you too.
 
Teakafrog said:
I feel for you. My husband went through the same thing. The best advice I can offer is to still try to apply for everything and anything you can. After that, you may need to just take one or two classes a semester until you hit that magic 25yrs old, or your financial situation changes. Also, is there a community college in your area? Take as many classes through them as you can–especially basics. The credits will transfer (check first, though) and it is about 75% cheaper. Don’t give up! It may take longer than you first planned, but it can be done. We’ll be praying for you! 🙂
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I’m trying to go to the community college. I’m been accepted there and I’m taking the entrance tests. Its just aggervating when I’ve been on my own since 18. The goverment is always saying go to college…get that degree…but when you decide you are ready its…sorry no money for you!! Its just frustrating…I really want to go…I’m ready now to acutally do all the studying and work! It shouldn’t be that hard to go to school…
 
If you qualify, the military will send you to school. You just have to obligate yourself to serving for a certain amount of years. The recruiters in your local area can give you the skinny on this.
 
😦 I’m sorry hon. I was in the same situation as you – I turned 25 and all of a sudden, everything changed. It’s taken me 7 years to get my Bachelor’s (8 when I graduate), I started off at a community college as well.

Have you done any searches with Fastweb or whatever for scholarships? (don’t give anyone any money for a scholarship search, it’s a scam).

I’ll pray for you!!
 
Keri - we are so sorry to hear about the news. I agree with many posters here. You are very smart and will find a way.

Take fewer courses. Go at night. Get a roomate to share expenses and put more money to school. Work study programs available at school. I still think the loans are a bad idea. Better to take longer getting the education than paying off a debt for a long time.

Try to visit someone in the financial aid office personally and tell them your situation. Sometimes they can offer expert advice on something we all may have overlooked.

We are praying that God’s plan for you is revealed and will calm your anxieties soon. Good luck, God Bless, and don’t give up.
 
I feel your pain. I am attending school, and on financial aid. Financial aid helps some what; I am going to community college which is cheaper but I just found out that I still have to pay something back to the school because the government doesn’t give me enough of money. So the school puts down money also. It’s hard to get a higher education, but at the end it’s worth it. Have you try out for scholarships? If not you can go to www.fastweb.com to register and see what you can qualify for. I hope everything works out.

God Bless,

Gladys
:console:
 
mahleh said:
If you qualify, the military will send you to school. You just have to obligate yourself to serving for a certain amount of years. The recruiters in your local area can give you the skinny on this.
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Unless you are willing to give up a minimum of like 5 years of your life to the Army. I would look into an alternative option. My friend did this, and he’s been in Iraq for the last 3 years with a degree in accounting so he could get a degree in accounting, He’s told me he wishes he was mired in student loan debt like most of his friends.

Personally I had an academic scholarship for four years. But I’m paying for my second Masters on my own.

Community college is usually 4 semesters of 4 classes, so 16 classes total

Instead of enrolling full time, go part time and work. If you take 2 classes a semester, including the summer it will take you about 2.75 years to get your associates. It’s a little longer and you can still work full time. I need ten classes for my Masters and I am taking 1-2 a semster, it allows me to work full time, as well as be a brideslave, I mean maid, in a thousand weddings as well as doing things I like doing.
 
Pell grants are pretty difficult to get…It sounds like you have to be basically homeless (but as other posters have said, it could be that you’re still counted as a dependent, so your parents’ contribution to your education was factored in when determining your award.)

**Definitely **apply for scholarships/grants from the schools you’re applying to–many are much more generous than the FAFSA and government grants. You can search online for schools which are known for giving merit and/or need-based aid generously.

Also, check out fastweb.com. They have a lot of different scholarships listed from all different organizations for all different needs and interests. Some are as little as $500 each–but they can add up!

Good luck, and keep praying! Divine Providence will provide!
 
Oh I feel your pain! I went through the same thing. My parents can’t stretch a red cent to me for school, they have 13 mouths to feed and apparently I’m ineligible for any type of grant or loan from tthe government.

Heck, costs are so high even with a 50% scholarship and a room & board grant from the school, I still had to figure out how to pay them thousands of dollars a semester.

So here I am at the community college. Don’t give up. For example, I am working with a counselor at Washington University STL who has evaluated and approved all the science classes at the community college. This means I can go straight to med school from the CCC! Undergraduate school is very overrated and overpriced.
 
Also, think in smaller steps. In as soon as 1.5 to 2 years you can get a certificate or associate’s degree in a career position. For example, you can become a certified paralegal in as little as three months. Then, you can get a pretty stable 9-5 job paying above average with benefits. And that’s when you start looking for the company that pays for school.

I know a guy at work who took communication/journalism classes at the the community college. He got an internship from CNN and then a good assistant position. Gues what? That position gives him 50% tuition reimbursement. Now he can go to school.
 
Why not take out federal student loans? It’s not free money but you don’t have to pay them back until you graduate.
 
I had some finacial aid director tell me that some people just aren’t ment to go to college. That man ended up getting me a half waiver for three years. If you want to go bad enough, find a way. I got a job in the cafeteria. I made sure that each time the finacial aid director saw me I was doing the poopiest job I could find. I wanted him to know that I was committed to getting an education. I cleaned crud from trash cans and scrubbed floors. I slapped slop with a smile at five in the morning. In the end, I got to serve the banquets for the Pres. of the college. I made sure the service was tops! He asked that I serve at all the events and got me a an appartment so that I could stay on campus during breaks. I made sure I sent “Thank you” notes for every kind thing anyone done for me. Be humble and work hard. You can do it!
 
You may not have actually been rejected. The Pell Grant funding is limited. When they run out of money, they run out of money. Put in early for next school year. See the people at your school’s financial aid office.

Matthew
 
CCM08 said:
Why not take out federal student loans? It’s not free money but you don’t have to pay them back until you graduate.
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I have four children, three that have graduated from college and one is still in HS. However the oldest went to school on an ROTC scholarship. She is a Navy Pilot and yes she has served our great country in the Middle East for two deployments. No, she does not owe any money for college. My second daughter worked part time all through college and we took out loans and she also took out federal student loans. She owes about $7,000. now and has to pay about $100. per month back. She is out of college now for 3 years. My third daughter graduated in Dec. of '06. She worked part time for the whole 4 1/4 years. We took out loans and so did she. She owes about $10,000. and will begin paying it back soon at the rate of $100. per month for however long it takes. I have been out of college for about 35 years. I paid on my loans for 5 years at the rate of $50. per month. All in all, none of us really gets too much of a free ride unless we are homeless like you said or we are brilliant. It is part of the price we pay to go to school and part of why people hire the college grad- because they learn to persevere in the face of the challenge.

I will say a prayer that it works out for you. College is wonderful. It is not for eveyone, but it is a great opportunity. I personally feel that it is worth going into debt and being broke for those years when we are in out 20’s. Not everyone agrees. In my case it has paid me back greatly. My advice- keep on trying different avenues. Keep on filling out forms and trying different scholarships or loans or grants or work/study programs. In the end you will be accomplished. Also- pray on it.
 
CCM08 said:
Why not take out federal student loans? It’s not free money but you don’t have to pay them back until you graduate.
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Taking out thousands - even tens of thousands - in student loans is betting that you will have a job after college that pays enough for you to live AND pay back all those loans. Starting your professional life under crushing debt is not the smartest route.

There are ways to go to school and pay as you go. If you have to take one course at a time until you can find a scholarship or grant, then do it. Some could choose to join the millitary to get that degree. Get creative, find low cost schools, find other options.
 
I just feel like I’m being punished…I don’t make alot of money. They go by whats there before taxes…My parents still help me out. When you are moved out its not fun asking Mom & Dad for money. I just feel like since I’m not a single mom I’m being denied the money. They asked me if I was a single mom and I said no and I was told that there was alot of money for single moms out there. How unfair. Because I don’t have a kid I shouldn’t get an education?? I’m trying to get ready for the kids! Call me what you want…I want the husband FIRST then the kids!! I don’t want to be so so so poor I can’t provide for my family. I want to be able to have a good job so I can start saving so when I do get married and have kids we’ll be ok. I’m trying to invest in my future and apparently the government doesn’t care about that. I spoke with a financial aid person and she said that I could take out loans and thats about it. I can apply for aid again next year. I just feel like I turn a corner and slam into a wall!! I prayed yesterday and told God that its up to Him…I can’t carry this alone…I know that if God wants me to teach something will work out. I know that this is what I want but maybe its not what God wants. I lit a candle before Mass yesterday for this. I feel better. It was the first time I’ve lit a candle for something. Its kinda cool to look over there and see that flame and know that its for me. Thanks everyone for all your suggestions and prayers!!
 
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