J
jman507
Guest
Well the good things are, I think you both are willing to live with a conservative budget. I think, while not having a complete grasp of everything (you cannot get that til you actually do it), you do have a good working idea what it takes in order to do what you plan.I just wanted to say thank you to everyone for your (name removed by moderator)ut. In answer to some of your questions, while getting a BA is still up in the air, I have every intention of continuing to learn the rest of my life. As my future husband is going to be a theology teacher, I know that I need to keep my brain sharp so that I can help him with his work. Also, I do intend to homeschool our children (I was homeschooled myself) and while I know the many challenges that come from this, I also know many of the requirements. I will have an Associates degree in Liberal Arts, which is “timeless.” For both my future husband and I, we have two main reasons why we want to get married before I finish my BA, one is that we just are ready to get married, two is that we don’t want to start our marriage $25K in debt. If I stop school after my Associates, I will be able to pay back all of my student loans before I get married and have a good amount saved up to pay back his loans as well. I have paid for every penny of my education so I am definitely not used to have a Mom and Dad Bank. And further, I grew up in a family of 4 kids with my Dad having a salary of under $20K a year, so I know how to pinch my pennies. That is a little bit more of my background if it helps anyone answer my question better.
I would wonder why your parents are pressuring you to get a BA or BS, when you seem to be going into a direction much the same as they are? First glance it might seem, they don’t want you to go through what they went through, but the details of why seem important. Do they think they should have done it differently? Do they think you cannot do it? Do they know exactly what your plans are? Are they still a bit on the outside, and are taking the safe bet? Are they still close enough to the situation to see real red flags, but if it was another person they might give approval? Then do you think they made a good assessment of the situation or not?
I think the question to get a BA or BS is very important in your case. With your husband going into theology, $25,000 is relatively a lot of money. If you do, do choose that path, you ought to be really active in making sure that you actually do stay employable even if you do go off the labor market. Budget is so important in your case, and your really need to be prudent and thoughtful with where you put your investments, given the capacity to generate income is not as high as it could be. Oh and make sure to get some life insurance.
Maybe with your interest in homeschooling and your husbands interest of working in the field of theology (I am assuming theology will come home, as he bounces ideas off of you), you could try to figure out a path to working with a director of religous education. In case you need a job, you could try to work on an ability to try something like that, if things happened.