Here is how far I have gotten in the Galatians commentary by Luther.
Here is the Book, Im on Ch2 v16: CH2 v16
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This shows how little insight the pope and the whole of his religious coterie have into spiritual matters, and how little they concern themselves with the spiritual health of their forlorn flocks. They cannot believe that the flesh is unable to think, speak, or do anything except against God. If they could see evil rooted in the nature of man, they would never entertain such silly dreams about man’s merit or worthiness.
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Code:
**The true way of salvation is this.** First, a person must realize that he is a sinner, the kind of a sinner who is congenitally unable to do any good thing. "Whatsoever is not of faith, is sin." Those who seek to earn the grace of God by their own efforts are trying to please God with sins. They mock God, and provoke His anger. The first step on the way to salvation is to repent.
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In contrast to the doting dreams of the scholastics, we teach this: First a person must learn to know himself from the Law. With the prophet he will then confess: “All have sinned, and come short of the glory of God.” And, “there is none that doeth good, no, not one.” And, “against thee, thee only, have I sinned.”
Having been humbled by the Law, and having been brought to a right estimate of himself, a man will repent. He finds out that he is so depraved, that no strength, no works, no merits of his own will ever deliver him from his guilt. He will then understand the meaning of Paul’s words: “I am sold under sin”; and “they are all under sin.”
At this state a person begins to lament: “Who is going to help me?” In due time comes the Word of the Gospel, and says: “Son, thy sins are forgiven thee. Believe in Jesus Christ who was crucified for your sins. Remember, your sins have been imposed upon Christ.”
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In this way are we delivered from sin. In this way are we justified and made heirs of everlasting life.
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Here let me say, that these three things, faith, Christ, and imputation of righteousness, are to be joined together. Faith takes hold of Christ. God accounts this faith for righteousness.
This imputation of righteousness we need very much, because we are far from perfect. As long as we have this body, sin will dwell in our flesh. Then, too, we sometimes drive away the Holy Spirit; we fall into sin, like Peter, David, and other holy men. Nevertheless we may always take recourse to this fact,
“that our sins are covered,” and that “God will not lay them to our charge.” Sin is not held against us for Christ’s sake. Where Christ and faith are lacking, there is no remission or covering of sins, but only condemnation.
After we have taught faith in Christ, we teach good works. “Since you have found Christ by faith,” we say, “begin now to work and do well. Love God and your neighbor. Call upon God, give thanks unto Him, praise Him, confess Him. These are good works. Let them flow from a cheerful heart, because you have remission of sin in Christ.”
When crosses and afflictions come our way, we bear them patiently. “For Christ’s yoke is easy, and His burden is light.” When sin has been pardoned, and the conscience has been eased ofits dreadful load, a Christian can endure all things in Christ.
To give a short definition of a Christian: A Christian is not somebody chalks sin, because of his faith in Christ. This doctrine brings comfort to consciences in serious trouble. When a person is a Christian he is above law and sin. When the Law accuses him, and sin wants to drive the wits out of him, a Christian looks to Christ. A Christian is free. He has no master except Christ. A Christian is greater than the whole world.
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The true way of becoming a Christian is to be justified by faith in Jesus Christ, and not by the works of the Law.
We know that we must also teach good works, but they must be taught in their proper turn, when the discussion is concerning works and not the article of justification.
Here the question arises by what means are we justified? We answer with Paul, “By faith
only in Christ are we pronounced righteous, and not by works.” Not that we reject good works. Far from it. But we will not allow ourselves to be removed from the anchorage of our salvation.
Sofar I dont see where evil actions will hurt the “saved” person in any way, it looks like they have no bearing on the individual anymore.
I will get back to this ASAP because I dont have time to add my thoughts yet. Also there is more to this commentary which I havent gotten to yet.