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How can a parent make sure their teenage child doesn’t make the same mistakes or get into the same bad habits in life?
I don’t think you can.How can a parent make sure their teenage child doesn’t make the same mistakes or get into the same bad habits in life?
Depends on the kid. They are all different, what works for one won’t work for another.How can a parent make sure their teenage child doesn’t make the same mistakes or get into the same bad habits in life?
the simplest answer is to be honest with your children about your past mistakes and how those mistakes damaged your life, your struggle to overcome them and heal and the hope and pray that they will not repeat the same error or sin.How can a parent make sure their teenage child doesn’t make the same mistakes or get into the same bad habits in life?
This is very good and practical. I used to do the same (well, it went on a lot longer than my teens.So far, my solution has been to be very, very specific and to offer rules, rather than just say “do this, do that.” Here are the rules: aim for one hour of exercise daily (may take one day a week off), dinner should be 50% fruit and vegetables, maximum of 1.5 sweets a day (with the possibility of 2 sweets on special occasions and I don’t require the kids to report school sweets). I am very happy to report that while these are mainly goals, rather than things we actually do every day, she has internalized the ideas, and she understands why we have the rules we do. She understands that it’s not just mommy being mean and I’ve (thank you Lord!) never caught her sneaking sweets like I used to do at her age. So, so far, so good.
My advice is to treat your child as an independent person and not to analyze his/her behavior based on what you did or didn’t do as a teenager. I see too often parents super-imposing their emotions and thoughts inside the mind of their child. News flash: they have their own way of thinking. You may be aware of certain dangers out there due to your poor choices in life, but educate and guide your child and don’t assume their behavior is based on the same reasons you did it.How can a parent make sure their teenage child doesn’t make the same mistakes or get into the same bad habits in life?
Lots of good ideas.Speaking of bad habits and mistakes, I also had some spending issues for probably the first 8 years of married life. I had been pretty good as a single gal doing an envelope system with cash when I was in the Peace Corps, but once I got married 1) I had handed over bill-paying to my husband so I wasn’t paying attention to how much we had and 2) credit cards made the whole business of money much more abstract and elastic and 3) I went on a bit of a spree. I eventually got over it, but I would like our kids to avoid that whole process.
Our middle child is very serious and prudent and not a spender (the latter quality is very much like his daddy). He’s one of those kid misers, so he almost needs to be told to loosen up a little. His older sister is temperamentally very much like me–she looooves spending money and she looooves nice things. A few years back, if you handed her $40, it would pretty much immediately evaporate. Hand $40 to her younger brother, and he’d ask you to deposit it in his savings account, even from a very early age.Our oldest is starting to get more and more savvy, though, I think.
Here’s what we’ve done with the kids to encourage healthy and prudent money habits:
That’s about it at the moment. I’ve also tried to give the kids talks about the evils of credit, how if you borrow $100 on credit cards for a year, you might have to pay back $130, or how if you borrow $100 from a payday, lender for a year, you have pay back $700. The kids were horrified. It’s too early, though, to say if it’s actually sinking in, because they’re too small to have the option of borrowing money. We’ll see in 6-9 years…
- We’ve provided earning opportunities for the kids, $1 here, $2 there, plus I’ve hustled up mother’s helper gigs for my oldest child with close friends, which, from the kid point of view, is pretty much a license to print money. If the kids want something morally reasonable, they do have opportunities to earn whatever it is.
- We buy the kids birthday gifts and Christmas gifts and pay for activities and and basic necessities, but they are expected to purchase anything else they want with their own money. The kids have assimilated the idea that when the money is gone, it’s gone, and I don’t hear a lot of whining in stores anymore.
- The kids have piggies in their rooms. (A clear one is good for kids, especially little kids.)
- The kids have savings accounts. To reduce hassle, we are willing to open an account with $100 and we are willing to process deposits in increments of $50. The money in savings will be available to the children for car purchases and once they are of college age. Our oldest has just opened her account and her younger brother (the miser) already has $250+ in his.
- This is a little complicated, but I keep a tally for “travel funds.” I divert some of the kids’ money there so they usually have money for special purchases on trips. They probably don’t need it now, but back in the day, it was very sad to go on a trip with no money for the gift shops!
- I also try to remember to put a percentage of the kids’ earnings into a box labeled “Kid 1 Charity” and “Kid 2 Charity.” When the box is full, we can count the money and make a donation to a charity of the child’s choice. (I haven’t been keeping up with #5 and #6 lately, but over the years, the kids have made substantial donations to Heifer.)
- My husband and I also try to teach by example. We do a monthly budget meeting every month and make it clear to the kids when we are saving for large items.
It’s hard to tell if it’s all clicking without them having “live fire” exposure to credit yet, but I’m trying to improve a bit on my childhood.Lots of good ideas.
My husband got the idea from some magazine to start giving the kids interest on their savings, which started out at 4%, compounded monthly–one penny for every quarter they saved (although if you do the math, you will see why the rate has to come down before too long–wow, what an allowance that would be!!) The idea behind this is that the amount paid on a normal savings account is not enough to impress a kid, for whom one month is a LONG TIME.
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Yeah–the current sub 1% interest is hard to hype. I’d be tempted to do that sort of “improved” interest thing if the kids were more resistant to saving
I will probably do the matching program for a first car that Dave Ramsey recommends for kids.**
When they wanted to spend it, they got to see a table of how different their account balance would be in one year. Now that they are teens, they are very careful with their purchases!
I like your main point–that is, that teaching good habits and a more mature awareness of how life works goes a long ways towards avoiding many common “mistakes” in life.
That could be rather crushing to a child, if the child couldn’t see that the father had had setbacks in life, too.I feel that a father should not brag about his bad failures.
He should speak about success.
Do not expect your children to be a carbon copy of yourself.
That could be rather crushing to a child, if the child couldn’t see that the father had had setbacks in life, too.
The father can speak about previous bad failures.
However, why brag so much about these that the child might be influenced and want to do the same thing?