Weak knee or not, it makes no difference.
Your daughter was babysitting: she was left in charge.
It was her responsibility to keep things under control.
I would be careful, these people could just as easily turn around and sue you (as responsible for your daughter) for her allowing things to get so out of hand as to endanger their child/children.
I’m sorry she hurt her knee, but in no way should you even think about charging these people a dime.
Besides, once the deductible is taken care of, doesn’t that mean that your entire family is covered for free for the rest of the year.
The thought of demanding coverage for a family deductable is unconscionable.
From one Fred to another, that makes good sense. I don’t know if every state requires
a home owner to have personal liability insurance, but I know we have it on our house.
And if someone were to hurt themselves on our property, we would just turn it in. There is
a deductable on the payment.
The church in general follows the laws of the state unless there would be special circumstances to change that.
Homeowners insurance shoots up astronomically once a claim has been filed on it. They may demand that the dog be put down.
I’m sure you have been asked several times; its standard on admitting forms; where this injury occurred. Your medical insurance company is footing a huge bill and will do everything in its power to recompense. If it is knows that it is a waste of time to sue the dog owners, then you should take a page out of their book. *** Personal experience speaking here*** But you’re not looking for LEGAL advice (which no one here is in any position to give) - You are looking for MORAL advice.
It is REALLY easy to reinjure an existing knee injury. It’s called a “trick knee”; I’ve had one since I played soccer in HS. In retrospect; it would have been the grace of God, had I been injured enough to have it “fixed” instead of spending the rest of my life nursing the darn thing. I have always been careful and know when I am around big dogs to keep my knees slightly bent. It doesn’t take but a slight bump in the wrong direction for the knee to “go out”.
The scenario for the dog owner’s perspective was not complete. Let’s try again.
You are the dog owners. You have a kid or kids and you want to go out for the evening.
You do what every other normal parents in the country does: you hire a babysitter; but not just any person off the street. You make sure they are competent and have good recommendations, etc. You leave with confidence, because you trust the babysitter to call you if there is a problem. The dog is a non-issue because he is a big, friendly dog and would never hurt a fly.
Now you come home to find out (or are called home unexpectedly) that your dear friendly dog did what big friendly dogs do: he bumped your babysitter’s legs. Unfortunately, she failed to mention to you her pre-existing condition and had it exacerbated by your dog.
Would it remotely occur to you to pay for her family’s medical deductible?
It would be like if the babysitter cut herself with your very sharp knife, requiring surgery. Yes lawsuits have been won over just such scenarios: ie: Hot Coffee at McD’s being “hot”.
Legally it depends on how icky your lawyer wants to be to make a buck.
***Morally * your daughter got hurt under her own recognizance and through her own actions or inactions albeit at someone else’s home. **
My husband and I think that they don’t
morally have any obligation to pay.
That’s not to say that the owners may *want *to pay the deductible if you give them the chance.
Yes, by all means talk to a lawyer. Even if he told me to sue, sue, sue I wouldn’t. You might disagree but most likely, he’ll tell you to just eat the deductible.
Prayers for your daughter.
