iepuras’ experience is valid, but I have a few comments on “highly discouraged” and “speculation on worthiness”
If y’all are living in sin, most mormons will urge you to either knock it off, or get married. My church sees moving from a state of shacking up, to a covenental married relationship, as a step forward. Temple sealings aren’t an option for most of these situations. I’ve been involved in the lives of numerous people who decided on LDS weddings out of the temple. When they sought advice, “don’t get married until you can go to the temple” was a minority opinion. Most opinions given, in my experience, are along the lines of “get hitched now, then live worthily and go to the temple in a year or so.”
In the two dozen or so non-temple weddings I’ve been invited to, a handful of them have seen both spouses being LDS. And in those cases, it is true that I encountered mormons who engaged in “speculating about worthiness”. Gossipy mormons certainly exist. If you guys find a way to cure the world of gossipy people, please share - but I’ve personally known enough gossipy Catholics to know you guys have this issue as well. In other words, “speculating about worthiness” is a gossipy people issue, not something unique to mormons.
Mormons usually want to raise their kids mormon, which means parents want their kids to be married in the temple. We are every bit as guilty of pressuring and discouraging and manipulating our kids, as Catholic parents who want to raise their kids Catholic, and pressure them to find Catholic spouses and have Catholic weddings.