For those who die without the opportunity, such as prenatals, infants, and young children, and the severely mentally handicapped, my theological opinion is that they receive a non-formal baptism prior to death, at least in the last moment of life, so that their final resting place is in Heaven, not Hell.
See this article on Limbo:
catholicplanet.com/RCC/baptism-limbo.htm
and this article on non-formal baptism:
catholicplanet.com/RCC/mystical-baptism.htm
Seemingly reasonable deductions have not the weight of tradition, which is preferable. Find some saints to support you, I would recommend, explicitly, or refrain from too far speculation. I think from some of your articles which I have read you’re a little too quick to come up with deductive solutions that others in the past, far more holy have not formed a consensus of support of – and could easily have supported or thought of, just like yourself, and yet refrained.
It is the difference between human reason and divine revelation. You have some good articles, but others seem prone to this problem.
I saw a throne in the sky, and on it sat the Lord Jesus Christ as Judge. Before his feet sat the Virgin Mary; and around the throne, there was an army of angels and an infinite multitude of saints. A religious, very learned in theology, stood on a high rung of a ladder which was fixed in the earth and whose summit touched the sky. His gestures were very impatient and restless, as if he were full of guile and malice. He questioned the Judge, saying. . .
[The Sixth Interrogation]
First question. Again there appeared on the rung the same man as before, and he said: “O Judge, I ask you why one infant comes forth alive from its mother’s womb and obtains baptism while another, after receiving a soul, dies within its mother’s viscera?”
Second question. “Item. Why, for the just, do many things have an untoward outcome while, for the unjust, all things are as they wish?”
Third question. “Item. Why do plagues and famines come - and the inconveniences that afflict the body?”
Fourth question. “Item. Why does death come so unexpectedly that it can very rarely be foreseen?”
Fifth question. “Item. Why do you suffer men to go to war with deliberate wrath and envy and in a spirit of vengeance?”
Response to the first question. The Judge replied: "Friend, you question not out of charity but only because I permit it. And that is why I answer you in a way that resembles words. You ask why one infant dies within its mother’s viscera and another comes forth alive. The reason is this. All the strength of a child’s body is taken from the seed of its father and mother; but if it is conceived without due strength because of some infirmity of the father or the mother, it quickly dies.
As a result of the parents’ neglect or lack of care - and also as a result of my divine justice - many things happen so that what was joined together quickly separates. Nevertheless, although the soul had no longer time to vivify the body, it will not therefore meet with a harsh punishment but rather with a mercy known to me. When the sun streams into a house, its rays alone are seen. Only those who gaze at the sky see the sun as it is in its beauty. So it is with the souls of such children. Because they lack baptism, they do not see my face. Nevertheless, they do draw nearer to mercy than to punishment - although not in the same way as my elect."
The Revelations of St. Bridget