There are people who just need a hand up (not a hand out) and there are people who make a lifestyle of begging, and there are people who in fact live in beautiful homes, who go out begging for a lark, to see how many people they can trick into giving them money.
What I do is I give my money to agencies like the Drop In Centre, the Mustard Seed, and Inn from the Cold, and I let their expertly trained personnel sort them all out and get them the help that they need, whether it’s just supper and a bed for tonight, or more long-term help, or just tell them to go on along home and quit bothering the people.