Please Help Me

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Jaypeeto4

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Please pray for me.
I know that we reap what we sow, but even then, God can and sometimes does,
show mercy. I need that mercy.
I sinfully got deep into debt again, mainly too many credit cards,
and then lost my job and couldn’t find another.
I finally found another job, which is hanging by a thread,
but only AFTER I had run out of money and started falling behind on my bills.
NOW some of my creditors are becoming very very nasty and threatening.
They want payments of huge amounts that I simply cannot send them, even
though I would love to pay them off totally and right away. My new job pays me 1/3 of what I made on my former job, and I am about to lose my mind. Plus, I found out that
I may owe some huge debts that I never even knew I still owed.
PLEASE, I need help. I am at the end of my rope, literally.
I need for the LORD, even though I don’t deserve such help, I need
for the LORD to provide me the money to pay off all my debts and start anew.
If he does NOT help me miraculously, I will not be able to survive this
and will die, either of a heart attack or stroke, or, may heaven forbid, something else…
James says we ask and do not receive because we ask wrongly in order that we may spend it on our own Lusts. THIS IS NOT WHY I AM “ASKING.”
I am asking because this is a life or death matter and an immediate, urgent matter.
I am about to literally lose my mind, and I am already a psychiatric patient as it is
((who can’t even afford to buy my needed meds )). Please beg the LORD to have mercy on me, forgive me my sins, and HELP ME HELP ME HELP ME.
God bless all of you and thank you so much.
 
PATER NOSTER,
qui es in caelis,
sanctificetur nomen tuum.
Adveniat regnum tuum.
Fiat voluntas tua, sicut in caelo et in terra.
Panem nostrum quotidianum da nobis hodie,
et dimitte nobis debita nostra
sicut et nos dimittimus debitoribus nostris.
Et ne nos inducas in tentationem,
sed libera nos a malo. Amen.
 
Jaypeeto4 said:
Please pray for me.

…I sinfully got deep into debt again, mainly too many credit cards,
and then lost my job and couldn’t find another…
Click to expand...
Hi Jaypee,

Calm down first, because you are not the only one, and you can get through this crisis. Have you gotten any professional advice? Don’t try to face this on your own without knowledgeable assistence. And don’t turn to anyone who promises an easy out! Make sure anyone who is helping you psychologically knows about your financial situation, and knows that you are being harrassed by your creditors. Perhaps they can help stop the calls, and refer you to quality professional financial advisors.

I will pray, but you should also take prudent action to correct your situation. Get good help from wherever you can find it!!! Find out what your real options are, and don’t wait! Believe me, no matter how bad your debts there could be a happy life and personal peace on the other side of them, so do not think that this is any sort of an end for you. Call a hotline or your counselors right away if you feel you could harm yourself in any way.

Please feel free to PM me if you’d like me to do an internet search and recommend some sites to visit and consider. I don’t pretend to have any special knowledge, but I’ll do what I can for you.

God Bless,
Joan
 
I am praying for you and added your prayer request to another prayer group I belong to! God bless you! :hug1:
 
Praying that God will help you to see a ray of hope at the end of your debt crisis.
Blessed Mother, please intercede for help in Jaypeeto4’s life.

Remember, O most gracious Virgin Mary, that never was it known that anyone who fled to thy protection, implored thy help, or sought thine intercession was left unaided.
Inspired by this confidence, I fly unto thee, O Virgin of virgins, my mother; to thee do I come, before thee I stand, sinful and sorrowful. O Mother of the Word Incarnate, despise not my petitions, but in thy mercy hear and answer me.

Amen.
 
Our Father who art in heaven,
hallowed be Thy Name,
Thy Kingdom come,
Thy will be done on earth
as it is in heaven.
Give us this day our daily bread,
and forgive us our trespasses
as we forgive those
who trespass against us,
and lead us not into temptation
but deliver us from evil .
Amen .

Hail Mary full of grace .
The Lord is with Thee .
Blessed art Thou amongst women
And blessed is the fruit of Thy womb, Jesus .
Holy Mary Mother of God ,
pray for us sinners ,
now and at the hour of our death .
Amen .

Glory be to the Father
and to the Son
and to the Holy Spirit
As it was in the beginning is now ,
and ever shall be , world without end .
Amen

peace
 
Lord, have compassion on our brother who needs immediate help with his debts. Show him the way Lord, and may Your Holy Spirit guide him, comfort him and enlighten him so that he does not lose hope and faith in You. We ask this through the intercession of Your most blessed Mother and our Mother, Amen.
 
I WIll pray for you and get some of my friends to pray for you.
Dont worry. have faith. i would suggest you pray the Divine Mercy Chaplet
 
Thank you to all of you wonderful people
who are praying for me. I can’t begin to tell you how much I
appreciate your kindness.

A financial counsellor cannot help me, as they can only help
if you have some money and some assets. I am flat broke.
Being unemployed and unable to find work for over 2 years can do that to you.
It is my fault for being in this debt. I never foresaw the possibility of this happening.
I always thought that with my years of office experience, I would have no trouble
finding a good job relatively soon after being laid off, and that God in his providence
would not allow things to become this bad. And normally, he wouldn’t, I am sure.
He is angry at me for my many serious sins since baptism, I believe. That is why I am
so scared. ONLY a series of serious miracles can help me. I don’t WANT to default on my creditors. It is not RIGHT to do that. I am begging for your continual prayers. AND my commission sales (new) Job is on the line. We have to meet certain sales goals every day, and get enough average points per week and per month, in order to keep our jobs. But business at my store is very slow. Yesterday, we had very, very few customers come in, and I didn’t even make my daily goal.
I promise God that I will never live foolishly or irresponsibly again, but I must have His help, forgiveness, providence and protection, or this will kill me. I need to be able to support not only myself, but my poor elderly parents. If they were to die soon, God forbid, I have no means of even providing a funeral or burial or even cremation for them.
Then a couple of years ago, I developed gingivitis. I had and have, no money to have it treated, and will probably lose ALL of my teeth. Everything has gone wrong all at once. This is terrible. And I brought it all on myself.
Please pray for me. Thank you so very much.
God bless you all.
 
Jaypeeto4 said:
Thank you to all of you wonderful people
who are praying for me. I can’t begin to tell you how much I
appreciate your kindness.

A financial counsellor cannot help me, as they can only help
if you have some money and some assets. I am flat broke.
Being unemployed and unable to find work for over 2 years can do that to you.
It is my fault for being in this debt. I never foresaw the possibility of this happening.
I always thought that with my years of office experience, I would have no trouble
finding a good job relatively soon after being laid off, and that God in his providence
would not allow things to become this bad. And normally, he wouldn’t, I am sure.
He is angry at me for my many serious sins since baptism, I believe. That is why I am
so scared. ONLY a series of serious miracles can help me. I don’t WANT to default on my creditors. It is not RIGHT to do that. I am begging for your continual prayers. AND my commission sales (new) Job is on the line. We have to meet certain sales goals every day, and get enough average points per week and per month, in order to keep our jobs. But business at my store is very slow. Yesterday, we had very, very few customers come in, and I didn’t even make my daily goal.
I promise God that I will never live foolishly or irresponsibly again, but I must have His help, forgiveness, providence and protection, or this will kill me. I need to be able to support not only myself, but my poor elderly parents. If they were to die soon, God forbid, I have no means of even providing a funeral or burial or even cremation for them.
Then a couple of years ago, I developed gingivitis. I had and have, no money to have it treated, and will probably lose ALL of my teeth. Everything has gone wrong all at once. This is terrible. And I brought it all on myself.
Please pray for me. Thank you so very much.
God bless you all.
Click to expand...
Hi Jaypee,

I really believe that, in addition to leaning on God during a particularly difficult time in your life, that you need to talk to someone who can help connect you to basic assistance. Health care, for instance- if you have serious gum disease it needs treatment regardless of whether you have the cash. Have you tried to seek out whatever free dental services are available?

I have already referred to an organization called the National Foundation of Credit Counselors in another thread; maybe you should check them out and see if there is some free basic counseling for you. (They can be found on Google easily). What you need to know is the reality of your situation. I get the impression that you have been frightened by some mean creditor calls, and are panicking right now. You keep referring to how this will “kill” you, etc, which really worries me. No, you can get through this. Just keep praying and working towards a real-world solution. If the worst happens, and you need to declare bankrupcy, it’s still not the end of your life by any means. Just get through it day by day. Try to see what help is available to you, and don’t be too proud to take anything you need. I hope you continue to post on this thread; I want to know you’re okay. You are in my prayers.

God Bless,
Joan
 
Thank you Joan, and may God bless you too.

I am not currently eligible for bankruptcy,
and it costs thousands of dollars too…

I appreciate your prayers.
I am not planning to Off-myself, as that would be sinful,
but I am not ashamed to PRAY to die if need be…

God bless you,
Jaypeeto4
 
Jaypeeto4 said:
He is angry at me for my many serious sins since baptism, I believe. That is why I am so scared. ONLY a series of serious miracles can help me. . .
I promise God that I will never live foolishly or irresponsibly again, but I must have His help, forgiveness, providence and protection, or this will kill me.
Click to expand...
Dear Jaypeeto4,
Some wonderful, caring people have pointed you toward some good advice for financial counseling, so I won’t belabor that.

I guess the thing that really jumps out at me is your feelings that God is so angry with you. Do you know that the reason we are so afraid when we sin, sometimes, is that we fail to recognize that God loves us so much in spite of our failings! Any “anger” God has–any wrath at all is only against that which hurts us, harms us, and draws us away from him. I sense from your post that you have been unable to concentrate or focus on God’s love for you. Perhaps you are not even aware of how much He loves you! You are being way too hard on yourself for your sins and shortcomings. For, (Ro 3:23-24) “. . . all have sinned and fall short of the glory of God, and are justified freely by his grace through the redemption that came by Christ Jesus. But (Ro 5:8) " . . . God demonstrates his own love for us in this: While we were still sinners, Christ died for us.” We do not have to be perfect for God to love us. Even when we fail miserably–He still loves us, is faithful to be with us and help us through our difficulties. Believe that and trust in His mercy. You are going to sin throughout your life–all of us will; and yet He waits for us. Perhaps there are things you must learn in the handling of your finances–granted. But do not think because you are not perfect that He has abandoned you to your failings. Do the practical things, as others have said. Yet, believe in His love and forgiveness toward you. You do have His “help, forgiveness, providence and protection.” I will be praying this for you to the end that you will have peace and comfort in that love. God Bless Always.
 
Jaypeeto4 said:
Thank you Joan, and may God bless you too.

I am not currently eligible for bankruptcy,
and it costs thousands of dollars too…

I appreciate your prayers.
I am not planning to Off-myself, as that would be sinful,
but I am not ashamed to PRAY to die if need be…

God bless you,
Jaypeeto4
Click to expand...
Hi Jaypee,

I don’t know on what basis you believe all that you do, but you need to do some more investigation into your options and stop the emotionalism you are demonstrating. You have indcated that you have parents who depend on you. Stop thinking about death as a solution. Praying for it would be sinful under your circumstances. God is calling you to strength of mind. Perhaps this is why (among other possible reasons) he has allowed you to experience this trouble. It could help you to some personal growth, as you learn to confront problems with action rather than fear and despair.

Just start researching (you could start with the reference I’ve already given), being extra careful to avoid scams and any sort of quick fix. See how you can stop any phone calls which are aggravating your fears. And see if there’s some sort of government phone number you can call locally to figure out how to meet basic needs like dental care.

God Bless,
Joan
 
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