*Hi MJE;
I’m sorry to hear of your brother’s problem. His wife needs counseling…and not just in the form of financial counseling. More of what she needs is to get to the root of why she clings to shopping to make her happy…to fill a void. That’s what it is, really. I used to be a shopaholic, years ago. Many people joke about women ‘‘loving to shop,’’ but for me, I took it to new heights. I didn’t land us in that much debt, but years ago, I did rack up some.

It took deep prayer and a patient husband, to help me get past all of that. I don’t have anymore problems with that, praise be to God, because I filled the void with God, and not with ‘things.’
I encourage you to try to help your brother see that it’s not just about someone who doesn’t know how to handle credit cards, or finances. It’s WAY beyond that for her, if she is in that much debt. She is deeply unhappy, and feels that shopping will solve it…so she racks up more debt, she gets unhappIER, and the cycle keeps going.
Praying that your brother helps his wife to get some help; once she does, I think things will get better for them. *