The Vatican Bank is a far cry from the founders of the LDS Church. That was simply a deflection of the point.
You could convict everyone in the bank and it would mean nothing. If you convicted Joseph and Oliver, it would have been the end of the LDS Church. That is why Oliver did not come clean
Are you sure? Convicting someone would end a religious movement? Joseph endured great persecution, incarceration many times, calumny, defections of many leaders, bank failure and so forth…and yet, he was able to keep the church together and very alive! What kind of force was behind all this? How about just admitting what Mormons claim…whichh is that this movement was not initiated by Joseph, but by God Himself!
I don’t think you are sincerely investigating what went on the bank failure initiated by the Saints in Kirtland. Please see the timeline and details in the link provided:
Timeline of KSS (Kirtland Safety Society)
27 March 1836
Kirtland Temple dedication
August 1836
Oliver Cowdery investigates the production of bank notes, so consideration of a bank underway by this date.
2 November 1836
The Kirtland Safety Society Bank’s constitution is drafted. Sidney Rigdon made president; Joseph Smith made cashier.
1 January 1837
Oliver Cowdery arrives with printing plates for bank notes; Orson Hyde reports that the state legislature will not grant them a charter. Their inability to receive a charter leads them to form a joint-stock company, the Kirtland Safety Society Anti-Banking Company (KSS).
2 January 1837
KSS opens for business.
6 January 1837
Notes from the KSS begin circulating
23 January 1837
The KSS announces it can redeem notes with land, but was unable to redeem its notes in specie (gold)
1 February 1837
KSS notes circulating at only 12.5 cents per dollar face value
10 February 1837
A second attempt is made to get a bank charter; some non-Mormons are part of this application, including Joseph Smith’s lawyer and Samuel Medary, a future governor of two states.[1]
April 1837
Joseph Smith twice warns the Saints that the KSS will fail if the members do not accept the notes as payment for goods and services
May 1837
All banks in Ohio suspend specie payment as a banking panic spreads west from New York.
8 June 1837
Joseph Smith resigns from KSS, as he is convinced the bank is not viable
June 1837
LDS newspaper Messenger and Advocate reports that Kirtland land prices have increased 800% during the past year alone.[2]
July 1837
Extant note for $100 with Warren Parrish’s signature.
August 1837
Joseph Smith denounces the new leadership of the KSS, since Parrish, at least, was continuing to issue new scrip even though the bank was failing.
27 September 1837
Joseph and Sidney Rigdon go to visit Missouri; in their absence, the Kirtland Church is rent by strife and apostasy
October 1837
Joseph and Sidney found guilty at trial of illegal banking and issuing unauthorized bank paper currency (a civil, not criminal offense). They are fined $1,000 each, and appeal.
November 1837
Final failure of the KSS. Joseph is left with debts of $100,000; he has goods and land, but these are unable to be converted into ready cash
22 December 1837
Brigham Young flees Kirtland for Missouri, convinced that his life is in danger from apostates because of his staunch defense of Joseph Smith
12 January 1838
Joseph Smith, having returned to Kirtland, leaves with Sidney Rigdon to escape the risk of prison and mob action
For a more detalied explanation of the bank failure, please read on…
en.fairmormon.org/Kirtland_Safety_Society