I am probably going to incur some heavy criticism for this, but I completely agree withlevi86.
The problem is that, in our society, we no longer recognize what true need is. Tithing may mean I can barely pay the bills. It may affect what I buy at the grocery store each week. Really, isn’t that what love is about? We don’t give out of our excess, but rather from the BEST we have for God, and for loving our neighbor for the love of God. In my opinion, the reason the New Testament law is less restrictive is so that we do not stop at 10% but rather are willing to go over and above. There are always needs (my credit card debt, my grocery bill, my 401K, my kids’ college savings–notice that it is all about ME). The problem with “giving what we can” is that we think that we need more than we actually do, and we use it as a justification for giving far less than we should.
We are living in such an affluent society that it is almost impossible for us to fathom what it is like to not know when will be the next time we eat. And yet, that is what a good part of the world suffers every single day. We hardly know true poverty in the U.S.; our “poor” are not emaciated, and all our children have the opportunity to go to school. We need to think about those in other places and ask ourselves: Am I willing to skip a meal and donate that money to the poor? Can I give up the trip to the movies, or a vacation, so that someone else can have enough to eat for one day?
I do know a family that sees tithing as a whole. They feel that they cannot afford to give 10% of their income, so instead they give MORE than 10% of their time. Yes, that is a lot of volunteer hours, but it makes up for what they see as a shortfall in their financial contribution.
If every Catholic were to tithe a full 10% of income–and give up precious time in volunteer hours–imagine what our Church could be!
If you think that you cannot afford to give 10%, imagine that you are explaining your situation to Blessed Mother Teresa. Better yet, pray to her and ask her to show you where you can make changes for others who are less fortunate. Ask for a spirit of charity so you can give–financially and personally–without begrudging the sacrifice it entails. God will reward you for your generosity by showering you with graces and an even greater love for your neighbor.