TereTere, I’ve spent the night thinking about your situation.
Your daughter is around my age and when I read about all the things you do for your daughter and your s-i-l, all I thought was “WOW, you are doing way too much for your daughter.” By doing everything for her, you are keeping her in a state of perpetual dependency. Not only is she not grateful to you for that, but I bet she resents you for it. I mean, you’re doing more for your 40 yo daughter than most parents I know do for their teenagers!
I’m a mom of 4 boys (one is now an adult), so I have struggled with doing too much for my children as well. But then one day I had a revelation. Is doing everything for my children really helping them, or am I actually enabling them (and in turn handicapping them)? If they are able to do something on their own, then why not let them do it on their own? I came to the conclusion that our goal as parents is to successfully “launch” our children into the world by helping them develop life skills, not to do everything for them.
Is it difficult? Yes, I have to force myself sometimes not to do something for my dc. Do I feel bad? At the time, yes, because I hate to see my children struggle. But then I remind myself that enduring struggles in this life is not a bad thing; in fact, a little bit of struggle is actually good for us. It helps us develop into strong, confident and independent adults.
Now, my revelations came when my children were young so I was able to turn things around quite easily. You’ve probably been doing so much for your daughter for so many years/decades that it’s going to be harder for you to stop. Your daughter may (probably) be mad at you at first, but don’t take it personally; it’s a bit scary to suddenly be responsible after years of dependency. Just know that your stepping back will benefit everybody in the long run.
My first suggestion is to resist the urge to interfere in the running of your daughter’s household. Don’t go over to their house and clean; don’t go over to their house and fix something, and don’t go over to their house and make dinner for them. Why? I know your intentions are good, but doing these things on a regular basis undermines your daughter and s-i-l and may even cause marital problems (happened to s-i-l and b-i-l). In fact, you may not want to go over to her house unless they invite you over (and when you do, please resist to urge to clean, or fix something).
My second suggestion is to do like others have suggested and only watch your granddaughter at
your house and only for a certain amount of time/days a week (once a week sounds good). This way you’ll still get to see your granddaughter, but you won’t be viewed as the nanny. My s-i-l’s mother is a bit too involved (see above) and while my s-i-l doesn’t mean to, she does take her mom’s babysitting for granted. By intentionally limiting your involvement, your daughter
might appreciate you more.
And finally, stop giving your daughter and her family money, especially if you can’t really afford it (s-i-l’s mother gave so much that she almost lost her house). A little bit here and there can be helpful, but large, regular gifts can be somewhat debilitating. For example, my parents give us money for Christmas and while we are very grateful for it, I sometimes have to fight the entitled feelings I get every once and awhile. Also, once, when I mentioned to my parents that one of our appliances was starting to go, I ended up receiving a check in the mail in order to buy a new one

All I wanted to do was share my life; I wasn’t hitting them up for $$$ … sigh. Just because we don’t live a lavish lifestyle, my parents think we’re “poor” (we’re not) and while I know they were only trying to be helpful, receiving that check really insulted my dh; he works hard and provides for the family quite nicely. Now, because of that incident, I don’t share certain things with my parents.
Hope some of this help.
MadameButterfly