Universal Health Insurance (2)

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and another thing…

WE can help sick people- the government doesn’t need to be involved for us to help sick people.
…but your not, hence 40 million Americans without health insurance.

Yes, you need the helping hand of government. The American track record only proves that they are far behind every other developed nation…except in spending.
 
…but your not, hence 40 million Americans without health insurance.

Yes, you need the helping hand of government. The American track record only proves that they are far behind every other developed nation…except in spending.
This is why this discussion is going nowhere- because you keep drudging up issues that have already been addressed.

We’ve already debunked the “40 million americans without healthcare” myth- in reality, there are around 10 million people who chronically lack healthcare. There is no reason to force everyone onto your ridiculous government scheme when all we really need to do is help the 3% of the people in this country get the care they need.

Look it up in the old posts. I’m not going through explaining all of that again.
 
This is why this discussion is going nowhere- because you keep drudging up issues that have already been addressed.

We’ve already debunked the “40 million americans without healthcare” myth- in reality, there are around 10 million people who chronically lack healthcare. There is no reason to force everyone onto your ridiculous government scheme when all we really need to do is help the 3% of the people in this country get the care they need.

Look it up in the old posts. I’m not going through explaining all of that again.
Wishful thinking will not improve the plight of the 40 million uninsured Americans.
 
The Government runs the highways, they do a good job.

Comments such as ‘every time the government sticks it’s nose in, it’s a disaster.’ is nothing more than a snappy sound bite.
The government does a great job with highways, huh? Is that why there were two of three lanes shut down on the major highway near my house at rush hour this morning while nine workers filled in one pothole that has been on the shoulder of the road for the last 6 months??

Is that the kind of superior care I can expect under UHC? I might have to wait 6 months to see a specialist, but once I’m there, I’ll have 9 people trying to take my bloodpressure at the same time, right?
 
Wishful thinking will not improve the plight of the 40 million uninsured Americans.
Wishful thinking won’t turn 10 million americans into 40 million americans, either… do your research and read the posts you obviously skipped.
 
Wishful thinking won’t turn 10 million americans into 40 million americans, either… do your research and read the posts you obviously skipped.
It doesn’t change the fact there are 10million of me out there.
 
The government does a great job with highways, huh? Is that why there were two of three lanes shut down on the major highway near my house at rush hour this morning while nine workers filled in one pothole that has been on the shoulder of the road for the last 6 months??

Is that the kind of superior care I can expect under UHC? I might have to wait 6 months to see a specialist, but once I’m there, I’ll have 9 people trying to take my bloodpressure at the same time, right?
If only you lived in Canada…our streets are paved with Gold. 👍
 
The Government runs the highways, they do a good job.

Comments such as ‘every time the government sticks it’s nose in, it’s a disaster.’ is nothing more than a snappy sound bite.
I sent you a private message.
Appears the thread we were discussing was yanked by the moderators and a few account profiles are being reviewed…
 
If only you lived in Canada…our streets are paved with Gold. 👍
Everything I know about Canada I learned from watching Strange Brew, again and again and again and again…

but it does sound like a magical wonderland-with pristine roads, and no sick people, and everybody saying “eh?” all the time :tiphat:
 
Everything I know about Canada I learned from watching Strange Brew, again and again and again and again…

but it does sound like a magical wonderland-with pristine roads, and no sick people, and everybody saying “eh?” all the time :tiphat:
…don’t forget the Mounties on horse back and rivers flowing with Maple Syrup. :rotfl:

Truth…Eh really is used…funny eh?
 
The government does a great job with highways, huh? Is that why there were two of three lanes shut down on the major highway near my house at rush hour this morning while nine workers filled in one pothole that has been on the shoulder of the road for the last 6 months??

Is that the kind of superior care I can expect under UHC? I might have to wait 6 months to see a specialist, but once I’m there, I’ll have 9 people trying to take my bloodpressure at the same time, right?
Hello Oscar,

hope everything is well with you and yours.

Your numbers, not to mention your analysis, were bunk the first time you brought them up, and they are just as much bunk now.

This is from the National Council On Health Care, a bipartisan organization. Co-Chair: George Bush Sr.

Nearly 47 million Americans, or 16 percent of the population, were without health insurance in 2005, the latest government data available.1
The number of uninsured rose 2.2 million between 2005 and 2006 and has increased by almost 9 million people since 2000.1
The large majority of the uninsured (80 percent) are native or naturalized citizens.2
The increase in the number of uninsured in 2006 was focused among working age adults. The percentage of working adults (18 to 64) who had no health coverage climbed from 19.7 percent in 2005 to 20.2 percent in 2006.1 Nearly 1.3 million full-time workers lost their health insurance in 2006.
Nearly 90 million people - about one-third of the population below the age of 65 spent a portion of either 2006 or 2007 without health coverage.3
Over 8 in 10 uninsured people come from working families - almost 70 percent from families with one or more full-time workers and 11 percent from families with part-time workers.2
The percentage of people (workers and dependents) with employment-based health insurance has dropped from 70 percent in 1987 to 59 percent in 2006. This is the lowest level of employment-based insurance coverage in more than a decade.4, 5
In 2005, nearly 15 percent of employees had no employer-sponsored health coverage available to them, either through their own job or through a family member.6
In 2006, 37.7 million workers were uninsured because not all businesses offer health benefits, not all workers qualify for coverage and many employees cannot afford their share of the health insurance premium even when coverage is at their fingertips.1
The number of uninsured children in 2006 was 8.7 million - or 11.7 percent of all children in the U.S.1 The number of children who are uninsured increased by nearly 610,000 in 2006, the second year that the number of uninsured children increased.
Young adults (18-to-24 years old) remained the least likely of any age group to have health insurance in 2005 - 29.3 percent of this group did not have health insurance.1
The percentage and the number of uninsured Hispanics increased to 34.1 percent and 15.3 million in 2006.1
Nearly 40 percent of the uninsured population reside in households that earn $50,000 or more.1 A growing number of middle-income families cannot afford health insurance payments even when coverage is offered by their employers.

Massage the numbers all you want, claim that this group or the other “choose” to forgo it, claim that they are all cretins and illegal immigrants. It makes no difference. It’s quixotic tilting at windmills.

I would also like to congratulate you on your scrupulous choice of dentist for yourself, and your diligent search for a good pediatrician for your daughter—highly commendable. But Oscar, when will it dawn on you that this discussion is not about you? You have health insurance, Oscar. You didn’t go bankrupt last year because you had uncovered medical costs you couldn’t pay. 2 million Americans were affected by such bankruptcies.

Further I’m not sure you’ll bring anyone to tears over your woes with your local highway system, not to mention that I seriously doubt you know who it was that was carrying out the repairs.

A few questions:
  1. Do you believe that a healthy population is a basic necessity for the continued success of this country, as much as well regulated financial market and a good infrastructure is?
  2. Do you believe that having 47 million (2007) or approximately 50 million people, (2008), thereof 10 million children without access to health care is a burden on this society? If not, why not?
  3. Do you believe that charity has been effective in closing the gaps in private and public health care programs?
  4. Do you see something odd about a “market” participant having a financial incentive to deny people the “product” they have already paid for? Insurance companies do this on a regular basis, as it increases their profits by investing money during the appeals process. Do you find it just a little disquieting that insurance agencies do this by providing incentives to their own employees to find reasons to deny care, and employ people who do nothing else than look for such reasons?
I know you say you want to remove the insurance companies from your “market,” but somehow I have a feeling that this is not something you are losing much sleep over.

And could I ask you to please remove that word “socialist” from your characterizations of national health care programs? It is nothing but an easy smear, and it is inaccurate. They are no more “socialist” than the Federal Aviation Administration or your local fire department.

Respectfully,

Tor
 
You and I are on the same side of this debate, but Pathia is correct that not everyone in this country can qualify for insurance or government medical benefits.

And yet, people keep turning to the government and insurance companies as if they are the solution, and not the problem…
Oscar, people turn to insurance companies and the government because they are the providers of health care in this country. It shouldn’t surprise you.

You have stated previously that you believe the solution is to remove insurance agencies from the “marketplace” to let people buy health care out of pocket from physicians.

Imagine if you will that you need a coronary bypass. Cost today is in the neighborhood of $250,000. Let’s say your small-market system cuts the cost in half to $125,000. Care to do the math of how many people in this country who can afford it? And how many 55-year-olds who will qualify for financing?

Respectfully,

Tor
 
Hello Oscar,

Your numbers, not to mention your analysis, were bunk the first time you brought them up, and they are just as much bunk now.
“Bunk” is in the eye of the beholder.
Massage the numbers all you want, claim that this group or the other “choose” to forgo it, claim that they are all cretins and illegal immigrants. It makes no difference.
I didn’t claim they were ALL illegal immigrants, only a certain percentage.

I didn’t claim that any of them were cretins. I am well aware that only a small percentage of those without health insurance are likely to suffer from the condition known as congenital cretinism.
Unless you were using the term “cretin” a social slur, which I find incredibly insensitive.
It’s quixotic tilting at windmills.
:banghead:
Further I’m not sure you’ll bring anyone to tears over your woes with your local highway system, not to mention that I seriously doubt you know who it was that was carrying out the repairs.
Well, thanks for being sensitive to MY plight!
You’re right that I don’t know those road workers. If you know them, would you please ask them to be a bit more considerate of my needs, please?
Don’t they realize that 40 millions americans in this country are inconvenienced by road workers every day?
You can check my numbers with the National Council on Inconsiderate Road Workers, which is also a bipartisan council.

Now, on to your question…
A few questions:
  1. Do you believe that a healthy population is a basic necessity for the continued success of this country, as much as well regulated financial market and a good infrastructure is?
Yes, absolutely.

Simply saying that something is a concern to our success as a country is hardly a reason to turn it over to the government. In fact, many would agree with me that something of that nature should be protected from government interference, not turned into a government monopoly.
  1. Do you believe that having 47 million (2007) or approximately 50 million people, (2008), thereof 10 million children without access to health care is a burden on this society? If not, why not?
I don’t agree with your numbers, as I indicated earlier. Therefore, your question is, to use your own word, “bunk.”

But, I do agree with your basic premise- that society is burdened by those lacking healthcare.

You appear to have forgotten that our fundamental disagreement is about the SOLUTION to the problem, not that a problem exists.

You also appear to be drifting back toward the position that anyone who disagrees with you must just not care if people die due to lack of adequate healthcare.
  1. Do you believe that charity has been effective in closing the gaps in private and public health care programs?
Your question is so general that it doesn’t make sense.

Which gaps? Gaps in people, gaps in care, gaps in services?
There is a huge chasm between private and public healthcare programs- this is by design.

Politicians like it that way because it makes them feel useful, and it gives them something to complain and make promises about when they’re up for re-election.
  1. Do you see something odd about a “market” participant having a financial incentive to deny people the “product” they have already paid for? Insurance companies do this on a regular basis, as it increases their profits by investing money during the appeals process. Do you find it just a little disquieting that insurance agencies do this by providing incentives to their own employees to find reasons to deny care, and employ people who do nothing else than look for such reasons?
What I find most odd about it is that the government does EXACTLY THE SAME THING. It is almost as if they are collaborating- now there’s an interesting idea.

Do you work in the healthcare field? Have you ever billed Medicaid or Medicare? Want to know why so many physicians dislike working with people under those policies? Because the government routinely denies claims, refuses to pay market rates, and holds payments up for months before finally agreeing to pay only a percentage of their posted fee schedule.

The problems you see in the private market are just as prevalent in the government.

The difference between the two is that, in the free market, a company that develops a reputation for abusing its customers in this way will ultimately lose those customers and have difficulty gaining new ones. In fact, my wife’s company recently dropped their previous healthcare insurance provider and switched to one that had better rates and a lower incidence of denying claims. Oddly enough, the company they dropped came back with a better offer shortly afterward. Now, the two companies are competing for our business next year-

But under government care, the government isn’t competing with anyone- it can do whatever it wants to whomever it chooses- it can pay, or not pay, as it sees fit. There would be nothing that the little guy could do about it because there would be no other insurance provider waiting to get a leg up on their competitors. The most we could hope for would be to change it through the political system- and we can probably both agree that would be a long road to a dead end.

Is that what you want? A single provider that can abuse the sick and the poor at its whim with no recourse and no other choice but to accept it?

That’s hardly what I would call justice.

I know, I know. Save yourself the trouble of responding-I’ll type it out for you…

“yeah, but what about justice for all those who are uninsured!!!”

Your idea of justice, as evidenced by supporting a socialist program, is to make everyone equally miserable.

That’s why you’re so unwilling to even consider a way to help those in need that doesn’t involve hurting everyone else.
And could I ask you to please remove that word “socialist” from your characterizations of national health care programs? It is nothing but an easy smear, and it is inaccurate. They are no more “socialist” than the Federal Aviation Administration or your local fire department.
No. I’m just going to go ahead and call it what it is. It is rather disturbing that you have a problem with a label like “socialism” but have no problem whatsoever actually advocating socialism.
 
Oscar, people turn to insurance companies and the government because they are the providers of health care in this country. It shouldn’t surprise you.

You have stated previously that you believe the solution is to remove insurance agencies from the “marketplace” to let people buy health care out of pocket from physicians.

Imagine if you will that you need a coronary bypass. Cost today is in the neighborhood of $250,000. Let’s say your small-market system cuts the cost in half to $125,000. Care to do the math of how many people in this country who can afford it? And how many 55-year-olds who will qualify for financing?

Respectfully,

Tor
Oh, so NOW you’re begging the question by pulling fictional numbers out of thin air?

Well, if we’re just making up numbers now, why don’t you tell me how much that same surgery you mentioned will cost in hugs? Because that’s about all anyone is going to have left to give to charity once the government raises taxes to pay for everyone’s healthcare.

But to answer your question…As I have said before, you’re really not adding anything new to this thread, you’re just rehashing old arguments that have already been put to rest, so all I’m going to do is refer you back to an earlier discussion in this same thread.

You should start at post 195, from the first half of this thread…here, I even found the link for you…

forums.catholic-questions.org/showthread.php?p=3785922#post3785922

Of course, that is just ONE solution that the free market could provide- the neat thing about encouraging entrepreneurship is that it results in all kinds of good solutions to problems.
 
On whether having many people without access to care are a burden on the country:

Yes, absolutely.

Simply saying that something is a concern to our success as a country is hardly a reason to turn it over to the government. In fact, many would agree with me that something of that nature should be protected from government interference, not turned into a government monopoly.
The government is the instrument we have. Your instrument is “each man for himself.”
I don’t agree with your numbers, as I indicated earlier. Therefore, your question is, to use your own word, “bunk.”
Take it up with George Bush Sr. He’s over in Kennebunkport. I’m sure he will be impressed with your analysis.
You appear to have forgotten that our fundamental disagreement is about the SOLUTION to the problem, not that a problem exists.
OK, so we agree that the objective is to provide care to everyone.

What is your solution again?
Your question is so general that it doesn’t make sense.

Which gaps? Gaps in people, gaps in care, gaps in services?
There is a huge chasm between private and public healthcare programs- this is by design.
Charitable programs’ ability to cover gaps in access to care, Oscar. The 50 million people, remember? Or if you include people who lack coverage for parts of the year, 90 million.
What I find most odd about it is that the government does EXACTLY THE SAME THING. It is almost as if they are collaborating- now there’s an interesting idea.
Agreed. There are problems with Medicare and Medicaid. If we followed your lead and abolished insurance agencies we would have $370 billion in saved back-office costs to make sure it never happens again.
In fact, my wife’s company recently dropped their previous healthcare insurance provider and switched to one that had better rates and a lower incidence of denying claims. Oddly enough, the company they dropped came back with a better offer shortly afterward. Now, the two companies are competing for our business next year.
Fantastic. Could you please inform them that they have 50 million new customers, if they want them?

By the way, you and your family sound like health care geniuses. Could we offer you the job of straightening out this system?😃
But under government care, the government isn’t competing with anyone- it can do whatever it wants to whomever it chooses- it can pay, or not pay, as it sees fit. There would be nothing that the little guy could do about it because there would be no other insurance provider waiting to get a leg up on their competitors.
This is the evil organization that provides health care in* all other industrialized countries.*

By the numbers available to us (WHO, OECD) they all beat the United States on price and performance overall. I am not claiming that you can’t buy better coverage in the U.S.—you can, as long as you are rich. I am saying it is a more intelligent way to provide health care to the entire population, and I can’t see how we can have anything less.
Is that what you want? A single provider that can abuse the sick and the poor at its whim with no recourse and no other choice but to accept it? That’s hardly what I would call justice.
Oscar, you really need to get out more. Take a trip to Sweden, Japan, or West Germany, and come back and tell me what you saw. If you can provide some first hand accounts of abused, sick, and poor people being held under the iron heel of their evil masters you will have a lot more credibility. Otherwise please take my word that these are very good countries to live in.
Your idea of justice, as evidenced by supporting a socialist program, is to make everyone equally miserable.

That’s why you’re so unwilling to even consider a way to help those in need that doesn’t involve hurting everyone else.
Please show me the way, and back it up with some hard numbers and real-world examples, and of a national scope, please. Lasik has already been played, and besides it has nothing to do what we’re talking about.
I’m just going to go ahead and call it what it is. It is rather disturbing that you have a problem with a label like “socialism” but have no problem whatsoever actually advocating socialism.
Socialism is an economic system where the government controls all or most of the means of production. This is not remotely the case for the industrialized countries we are talking about. A social program is a government function that provides, among other things, basic services to a country’s citizens. If you want to expand the definition of “socialist” to any country that runs social programs you will find the United States in the middle of the pack.

Respectfully,

Tor
 
Everything I know about Canada I learned from watching Strange Brew, again and again and again and again…
And everything I know about coronary bypasses was watching them again and again and again during my time in the medical industry.

Care to answer the question I posed about coronary bypasses (U.S. procedures, 2006: 500,000) in the small market system?

Respectfully,

Tor
 
And everything I know about coronary bypasses was watching them again and again and again during my time in the medical industry.

Care to answer the question I posed about coronary bypasses (U.S. procedures, 2006: 500,000) in the small market system?

Respectfully,

Tor
I did. Scroll up to post 446.
Looks like, in you eagerness to attack, you missed it.
 
The government is the…(truncated)

Respectfully,

Tor
You didn’t bring up a single idea in this post that hasn’t already been addressed in previous posts. Your only contribution has been to do it with more spit and vitriol than your predecessors.

I suggest you start reading at the begginning of the first half of this thread, and if you happen to come up with anything new to add- anything at all that hasn’t already been discussed to death, and you are able to express it with greater sense of congeniality, then I’d be happy to respond further.
 
You didn’t bring up a single idea in this post that hasn’t already been addressed in previous posts. Your only contribution has been to do it with more spit and vitriol than your predecessors.

I suggest you start reading at the begginning of the first half of this thread, and if you happen to come up with anything new to add- anything at all that hasn’t already been discussed to death, and you are able to express it with greater sense of congeniality, then I’d be happy to respond further.
I am revisiting some of your arguments because you bring them up again. That’s all.

And I’m still waiting to know whether you consider the United States a socialist country.

Respectfully,

Tor
 
Oh, so NOW you’re begging the question by pulling fictional numbers out of thin air?

Well, if we’re just making up numbers now, why don’t you tell me how much that same surgery you mentioned will cost in hugs? Because that’s about all anyone is going to have left to give to charity once the government raises taxes to pay for everyone’s healthcare.

But to answer your question…As I have said before, you’re really not adding anything new to this thread, you’re just rehashing old arguments that have already been put to rest, so all I’m going to do is refer you back to an earlier discussion in this same thread.

You should start at post 195, from the first half of this thread…here, I even found the link for you…

forums.catholic-questions.org/showthread.php?p=3785922#post3785922

Of course, that is just ONE solution that the free market could provide- the neat thing about encouraging entrepreneurship is that it results in all kinds of good solutions to problems.
Please answer the question, Oscar. How many would be able to afford a coronary bypass if they had to pay for it out of pocket?
 
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