Neither have I. I bought some jeans from a very large, well known brand that shedded a lot of black powder and one of the pocket rivets tore loose the first time I wore them. When I sent the manufacturer an email with the lot number of the defective jeans, I got no response. My next pair was the Walmart private label and is still in good condition after 8 months. It also cost $4 less than that name brand.
I don’t buy many groceries at Walmart because they stock a lot of the large sizes that are not a good fit for a single person household, and I get better deals with the weekly specials at Kroger and Meijer.
I also get more money back from my credit cards when I use them at regular grocery stores instead of Walmart, but that is not the target audience for their checking accounts. They want to serve the people who are now paying for check cashing and prepaid cards and bill payment services. Once people learn how to use checking accounts prudently, they can migrate to larger banks as their needs become more sophisticated.
At my credit union in a small town I can usually walk straight up to a teller with no wait at all. But sometimes there may be one person in front of me.
Maybe things have changed at Wall Mart. But a few years ago a friend bought a winter coat there. It started falling apart within a week. I too have bought not so great clothing and shoes and boots there.
I have problems with my teeth, and a lot of the meat is too tough for me to chew.
I prefer buying produce at HEB, a texas chain. They also have low prices and much more variety. And they even bag your purchases a big plus for a disabled man. Really Wall Mart has very little customer service. No I don’t blame the employees at all. I would not go out of my way either considering the abysmal pay they get. You do know that
Wall Mart employees often qualify for and receive welfare? The pay is that low.
Did Walmart say they were going to lend money too? I don’t know if they can even do that. They would have to have the approval of the FED and follow all their rules too.
At my credit union in a small town I can usually walk straight up to a teller with no wait at all. But sometimes there may be one person in front of me.
Very specific situation. Not representative of your average bank in your average city.
Maybe things have changed at Wall Mart. But a few years ago a friend bought a winter coat there. It started falling apart within a week. I too have bought not so great clothing and shoes and boots there.
Every time I have purchased something at WalMart, they have always bagged it for me. Their staff is always friendly to me and knowledgeable.
No I don’t blame the employees at all. I would not go out of my way either considering the abysmal pay they get. You do know that Wall Mart employees often qualify for and receive welfare? The pay is that low.
Most WalMart employees make above the minimum wage. The ones that qualify for welfare more than likely have families and children and are probably the chief breadwinner. I bet there are a lot of businesses where the employees often qualify for welfare. You just don’t hear about because, for some reason, the current fad is too hate on and vilify WalMart.
Undoubtedly this will be useful for some. I’m not sure just how the deposit function works; perhaps automatic payroll deposits.
Personally, I have always preferred to do banking with community banks. They care whether you do or do not do your checking business with them. The relationship matters when it comes to borrowing money, or at least it does at community banks. Big company deals of any kind (including banks) can be marginally better deals, but I have always valued the relationship more than the fraction of a point difference in rates and that sort of thing.
So, for instance, if I am at a livestock auction or an equipment dealer, and want to write a check for which I’ll need a loan, I can just write the check and tell the banker about it the next day and he’ll cover it and prepare loan papers for me to sign when I can get there. Walmart won’t do that for you, guaranteed.
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