We just got a notice in the mail telling us that our health insurance is now being rationed to my family

[livingwordunity]

My wife informed me that we got a notice in the mail saying that my family can only use the emergency room a limited number of times before they start charging us for it. This must be what they mean by the “affordable care act”.

 

[Sy_Noe]

Try to be thankful you’ve had insurance. Many before the ACA didn’t have it because of being denied due to pre existing conditions. Or if they could get it with their pre existing health conditions the cost made it prohibitive for them. Insurance companies just didn’t begin to cancel or change policies or pricing or ration with the start of Obamacare, That’s been going on for long before.

 

[bilop]

Try to be thankful you’ve had insurance. Many before the ACA didn’t have it because of being denied due to pre existing conditions. Or if they could get it with their health conditions the cost made it prohibited for them.

To date, far more people have lost insurance coverage than have gained coverage.

Personally, my insurance (through my company) actually got a little cheaper, but covers much much less.

I now have to pay 30% of any in-network bills, and 50% of any out-of-network bills (plus co-pays), until I’m out-of-pocket $10,000. With my old coverage, I only had to pay 10%, and 30% respectively.

Thanks Obama!

 

[Hobbes42]

Try to be thankful you’ve had insurance. Many before the ACA didn’t have it because of being denied due to pre existing conditions. Or if they could get it with their pre existing health conditions the cost made it prohibitive for them. Insurance companies just didn’t begin to cancel or change policies or pricing or ration with the start of Obamacare, That’s been going on for long before.

Self righteous much?
The OP was bemoaning the rationing. Rationing the OP did not have to go through before the Patient Protection and Affordable Care Act.

 

[livingwordunity]

Try to be thankful you’ve had insurance. Many before the ACA didn’t have it because of being denied due to pre existing conditions. Or if they could get it with their pre existing health conditions the cost made it prohibitive for them. Insurance companies just didn’t begin to cancel or change policies or pricing or ration with the start of Obamacare, That’s been going on for long before.

Prior to the so-called “affordable care act”, poor people were covered under Medicaid. I know this because when I was very poor and had no health insurance I was covered by it. And that was over 20 years ago. It’s a myth that poor people could not receive health care. But now the system has been made worse.

 

[ProVobis]

Self righteous much?
The OP was bemoaning the rationing. Rationing the OP did not have to go through before the Patient Protection and Affordable Care Act.

Rationing never occurred before? Like a cap on what they will pay for is not rationing?

 

[bilop]

Rationing never occurred before? Like a cap on what they will pay for is not rationing?

Neither is rationing.

The point is that many, many people are having their insurance get worse and/or cost more because of Obamacare. To add insult to injury, most of the people getting new coverage, and simply being added to Medicaid, which means all of us who work are paying for that too.

Is there a reason people don’t have a right to be mad about that situation?

God Bless

 

[ProVobis]

Is there a reason people don’t have a right to be mad about that situation?

There’s a reason for people to get mad the moment the legislators step foot inside the Capitol.

 

[Barbara_Ann_Bau]

Prior to the so-called “affordable care act”, poor people were covered under Medicaid. I know this because when I was very poor and had no health insurance I was covered by it. And that was over 20 years ago. It’s a myth that poor people could not receive health care. But now the system has been made worse.

Ten years ago, I was working at a minimum wage job. My employer offered an insurance policy for which employees were required to pay the full premium. The policy also covered birthcontrol. I opted out of the policy. I obtained my healthcare at a Catholic Clinic. I was treated on a sliding scale(and I can say I never recieved better or more compassionate care in my entire life. I used what I would have paid for health insurance to make monthly donations to the Clinic. No one was turned away for lack of money.

 

[ProVobis]

Ten years ago, I was working at a minimum wage job. My employer offered an insurance policy for which employees were required to pay the full premium. The policy also covered birthcontrol. I opted out of the policy. I obtained my healthcare at a Catholic Clinic. I was treated on a sliding scale(and I can say I never recieved better or more compassionate care in my entire life. I used what I would have paid for health insurance to make monthly donations to the Clinic. No one was turned away for lack of money.

Good for you. That’s exactly what hospitals and doctors should be doing without going through all the federal, state, and corporate bureaucracy.

 

[St_Francis]

Try to be thankful you’ve had insurance. Many before the ACA didn’t have it because of being denied due to pre existing conditions. Or if they could get it with their pre existing health conditions the cost made it prohibitive for them. Insurance companies just didn’t begin to cancel or change policies or pricing or ration with the start of Obamacare, That’s been going on for long before.

Had the legislators done their job properly, we could have both taken care of more people *and *allowed people to keep their insurance. It’s not an either/or situation.

 

[LegoGE1947]

Try to be thankful you’ve had insurance. Many before the ACA didn’t have it because of being denied due to pre existing conditions. Or if they could get it with their pre existing health conditions the cost made it prohibitive for them. Insurance companies just didn’t begin to cancel or change policies or pricing or ration with the start of Obamacare, That’s been going on for long before.

Insurance is even more prohibitive for us with the so-called “Affordable” Care Act. I don’t know where to turn now. I am a Veteran and on Medicare so I don’t need ACA. But my wife has no health insurance so I have to do something for her. I don’t like what I’ve seen about the ACA, so I cant bring myself to sign her up for it.

 

[InSearchofGrace]

Insurance is even more prohibitive for us with the so-called “Affordable” Care Act. I don’t know where to turn now. I am a Veteran and on Medicare so I don’t need ACA. But my wife has no health insurance so I have to do something for her. I don’t like what I’ve seen about the ACA, so I cant bring myself to sign her up for it.

The lawmakers in this country should be ashamed in forcing ACA or ObamaCare on the people. There are several things very wrong with it, from plan and provisions to implementation, stemming from a misunderstanding of medicine.

From John Horvat II

Inside the text of this massive law and its 20,000 pages of regulations (so far), medicine loses that human element that is so essential to its practice. It becomes mechanized medicine, digitized medicine, and standardized medicine detached from the day-to-day reality of life and death in America. The law imposes itself upon the nation like a straitjacket showing little regard for human emotion or sentiment.

Such soullessness comes from a fundamental misunderstanding of medicine. Medicine is the art of healing organic bodies, not the fixing of mechanical machines. Real health care cannot be confused with engineering or mechanics. People cannot be treated like engines. The human body is a highly complex and mysterious organism that does not always fit into neat categories. Key to the proper healing of the body is also the consideration of the human soul.

Something of this consideration is lost by the law’s myriad provisions. The setting up of massive exchanges introduces a mechanical element into the health relationship that turns health insurance into maintenance contracts for the body. Doctors are forced to categorize the patient’s illnesses into tens of thousands of neatly defined categories that don’t always exist in real life. Services are assigned not on relationships of trust but upon recognition of being members of health networks.

Massive regulations overwhelm the lone doctor who can survive only by joining networks or large groups that have the resources to comply with the law’s heavy bureaucratic burden and forced digitalization of records. The art of healing is reduced to a mechanical framework of medical tests, procedures and paperwork overseen by an omnipresent government.

In this massive transformation of medicine, there is also a denial of the medical vocation. The doctor is not a simple technician that can be employed interchangeably with others. Rather medicine is a vocation, a calling and a profession. Those called to this vocation sense within themselves a sacred obligation to help and heal those who are suffering and dying. It imposes upon the doctor the obligation of treating each patient with modesty, dignity and respect.

For medicine to work, there must be a sacred trust between doctor and patient that inspires confidence and good will. When a third party enters into the relationship, that trust is compromised. When that third party is the federal government, it is shattered.

When medicine is turned into a big machine, medicine ceases to be a vocation. Health workers see what they do as a paycheck not a profession. Medicine loses its soul.

Finally, by setting itself up as the primary caregiver of all, Obamacare arrogates to itself a role that is not its own. In a truly organic and Christian society, the primary caregiver is not the State but the family. The family is the heart and soul of good health.

Most minor health problems can be resolved inside the family without cost to the health establishment. Inside the family, everyone from tender children to elderly parents finds spiritual comfort, psychological well-being and physical care. The family environment is proven to be much healthier than those who live outside it. It is around this affectionate relationship that a true health policy must be constructed.

However, by hardwiring and mandating contraception, sterilization, and abortifacients into healthcare plans, Obamacare actively pursues a policy that promotes sexual promiscuity and increases the probability of failed relationships, depression, and single parenthood. This in turn broadens the role of the State which picks up the pieces of (and pays the health bills from) these failed relationships. Moreover, by granting federal subsidies that create a marriage penalty favoring couples living outside the bonds of marriage, the new health care law works against the very institution that sustains health in America.

The result is a plan that will not work. When a healthcare plan centers on the individual and assumes responsibility for all types of unhealthy lifestyles and choices, it cannot be sustained. Indeed, there is not enough money in all the world to cover the health costs for a society given to instant gratification and unrestrained passion. Such a policy can only have recourse to distributing the burden of these unhealthy choices unfairly upon the healthy who practice restraint and self-discipline.

 

[Sy_Noe]

To date, far more people have lost insurance coverage than have gained coverage.

Personally, my insurance (through my company) actually got a little cheaper, but covers much much less.

I now have to pay 30% of any in-network bills, and 50% of any out-of-network bills (plus co-pays), until I’m out-of-pocket $10,000. With my old coverage, I only had to pay 10%, and 30% respectively.

Thanks Obama!

I don’t know the exact percentages but I’ve seen 5% as one number who can’t keep their old policies exactly as they were. But “to date” might be key. It’s way too early too know how many will be gain coverage eventually.

I know employers have been cutting benefits since before Obamacare. And as far as those who mentioned Medicaid, it can provide coverage for people But some people might qualify for Medicaid based on income but have assets making them ineligible. And have to pretty much deplete any assets before they qualify for Medicaid. And many states have refused to expand Medicaid as well. I know though it’s a waste of time on CAF to speak anything favorably about the healthcare act.

 

[Hobbes42]

I don’t know the exact percentages but I’ve seen 5% as one number who can’t keep their old policies exactly as they were. But “to date” might be key. It’s way too early too know how many will be gain coverage eventually.

I know employers have been cutting benefits since before Obamacare. And as far as those who mentioned Medicaid, it can provide coverage for people But some people might qualify for Medicaid based on income but have assets making them ineligible. And have to pretty much deplete any assets before they qualify for Medicaid. And many states have refused to expand Medicaid as well. ** I know though it’s a waste of time on CAF to speak anything favorably about the healthcare act.**/

Boo friggin hoo.
Complaining because we won’t trumpet the praise of the Patient Protection and Affordable Care Act? Deal with it.

 

[VeritasLuxMea]

Prior to the so-called “affordable care act”, poor people were covered under Medicaid.

I used to help sign people up as part of my job. Did you ever see the income tables for that? It was a joke. Few people qualified unless they were in abject poverty, especially in a high cost-of-living state.

 

[ThinkingSapien]

Prior to the so-called “affordable care act”, poor people were covered under Medicaid. I know this because when I was very poor and had no health insurance I was covered by it. And that was over 20 years ago. It’s a myth that poor people could not receive health care. But now the system has been made worse.

You are in one of the states that accepted the money for medicaid expansion. Are you not eligible for it?

 

[livingwordunity]

You are in one of the states that accepted the money for medicaid expansion. Are you not eligible for it?

I use Tricare for military retirees which changed because of the so-called “affordable care act”. The left redefines words. Now “affordable” means expensive.

 

[MaryandJoseph]

I work in the fast food industry. Many restaurants are cutting the hours of most all the workers to under 24 hrs. per weekthat way, they can avoid the insurance requirements.

As of right now, I am covered under my husbands insurance plan through his work, but there is talk that after March when the insurance policy comes up for renewal, the Family part of the plan will be cancelled or priced so high, we will not be able to afford it.

 

[jimmy]

Try to be thankful you’ve had insurance. Many before the ACA didn’t have it because of being denied due to pre existing conditions. Or if they could get it with their pre existing health conditions the cost made it prohibitive for them. Insurance companies just didn’t begin to cancel or change policies or pricing or ration with the start of Obamacare, That’s been going on for long before.

So now it is good to destroy the health care plans of the average person because otherwise the terminally ill wouldn’t be able to get a health plan after discovering their terminal illness. Be thankful that you have a plan, even if it is far worse than what you had before healthcare became affordable. I’ll tell you what; you send me a hundred dollar bill and ill send you five ones. Then we can both be thankful; me because I am 95 dollars richer, and you because you have five dollars whereas someone else might not have any.