What about debt

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In some provinces of Canada, student loans come from the federal government; that’s who the lender was.
If it had been a bank they do not accrue interest forever. In cases of non-performing loans banks stop accruing interest after 6 months.
 
Why don’t you discuss this with the Prior of the monastery you wish to be a member of? That’s most likely where God’s answer to your question might be.
 
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