Both false – which should be well known by now.
1) Usury
Deuteronomy 23:20: “You may charge interest to a foreigner,” indicating that interest-taking is not presented as inherently evil or sinful. The larger ethical issue of the morality of interest-taking is not addressed in the Old Testament. Rather, interest was viewed only as a problem of social justice. The problem of commutative justice, i.e., of equivalence of value in an exchange of present for future goods, remained quite untouched (Thomas F. Divine, S.J., Interest, 10).
With free enterprise as developed by the Catholic Late Scholastics, the Church defined what is meant by usury. Session X of the Fifth Lateran Council (1515) gave its exact meaning: "For that is the real meaning of usury: when, from its use, a thing which produces nothing is applied to the acquiring of gain and profit without any work, any expense or any risk."
Consequently, as loaning money did involve loss of profit to the lender and further risk of loss from delay in returning the money loaned, this did justify interest that is just and justifiable.
2) Salvation – Extra ecclesia nulla salus.
**“Those who, through no fault of their own, do not know the Gospel of Christ or His Church, but who nevertheless seek God with a sincere heart, and, moved by grace, try in their actions to do His will as they know it through the dictates of their conscience – these too may achieve eternal salvation.”
**Popes knew this from St Clement through Pius IX to John Paul II and Benedict XVI.
Pope St Clement I, wrote in about 95 A.D. to the Church in Corinth: “Those who repented for their sins, appeased God in praying and received salvation, even though they were aliens to God.” Catholic Apologetics Today, 1986, Fr William G Most, p 145].
“By Faith it is to be firmly held that outside the Apostolic Roman Church none can achieve salvation. This is the only ark of salvation. He who does not enter into it will perish in the flood. Nevertheless, equally certainly it is to be held that those who suffer from invincible ignorance of the true religion, are not for this reason guilty in the eyes of the Lord. Now, then, who could presume in himself an ability to set the boundaries of such ignorance, taking into consideration the natural differences of peoples, land, native talents, and so many other factors” (Singulari Quidem, 1863 A.D.). Hence, Pius IX distinguished between those who have knowledge of the Church and Her divine foundation, and those who have no such knowledge due to a number of mitigating circumstances.
[My emphases].