With HHS Mandate, must we reject coverage?

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Bryan77

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I am on my dad’s insurance (family plan through his employer) for another couple of years until I’m 25. My question is, with the HHS Mandate, am I morally obligated to refrain from being on his insurance?

I know that it is sinful to supply insurance covering contraception and abortion if you are an employer. If you are an employee (or in my case, a family member of an employee) must we reject coverage?

I’ve only ever heard news about the HHS mandate from the employer’s perspective, but never from a patient perspective. Should all good Catholics reject insurance entirely, and try their very best not to get sick or injured?
 
I don’t think anyone in the heirarchy has spoken on this definitively.

Here’s my take:

If you are using insurance that is provided by a third party, in this case your father’s employer, your relationship to anything immoral that the insurance contains is remote and not material. As long as you don’t use any of those immoral insurance benefits, I can’t see a sinful act on your part.

Rejecting insurance altogether could be sinful - a sin against prudence.

Now, if the healthcare changes go into effect and individuals are forced to obtain their own insurance through the exchanges, the relationship to the evil is still remote but would be material. That will be a harder moral question.
 
I hope not because if so then that must mean that I get off of my Medicaid. I have a lot of medical needs and I definitely need my Medicaid. I cannot afford to get off of it. It already covers the same things that the contraceptive mandate will force insurers to cover.
 
I use Medicaid too. I am on a Catholic plan called Mercy Care. They regularly send me flyers that say due to federal law they are forced to provide me with covered contraception and sterilization procedures. I broke my leg 6 years ago and I would have been in big trouble without Medicaid. There is nothing I can do about the coverage so it doesn’t even cross my conscience.

I don’t know how Southwest Catholic Health Network Corporation can do it under the watchful eye of a bishop who revoked Catholic status from a large hospital here in the diocese, but that’s their problem and not mine.
 
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