Your suggestions needed

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auppie:
That is very interesting. I’ve worked in law offices in both community property states and separate property states, and I’ve never heard this before. I would think that whether or not you live in a community property state would be a big factor into that, though.
Just something i have been told for many many years.I cannot verify for sure but with todays laws i wouldnt be a bit surprised…
John
 
Update: I called GMAC this morning and learned that the reason my ex listed the car is that until I pay off the loan, he is still legally responsible for the car and the payments. If I had chosen not to be responsible, then they could come after him and he didn’t want that. The lady I spoke to was very ho-hum about it all, said that this kind of thing happens often. Not a big deal as long as I keep making the payments. Told me that the way to get his name off the title is to refinance through a bank or credit union, since GMAC won’t do it. The car has 96,000 miles on it now and I plan on keeping it till I hit the 250,000 mile mark. By then, it will be junk. So I’ll cross that “title” bridge when I come to it. Thanks to all of you for your quick replies and wisdom. I have learned some things that will affect how I handle these kinds of situations in the future. I am clueless no more! 🙂
 
all I can say is see a lawyer. If you stop paying for the car what happens? talk to the bank, they have lawyers that may be of help.
 
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