Ricks, you make a great point about the money issue - the pharmaceutical companies will reap BIG $$$ profits on this HHS mandate.
Today, many women use less expensive “generic” contraceptives, since usually they have to pay less on those. Generics are cheaper if the woman pays 100% (i.e. if she doesn’t have health insurance), and even if the woman does have health insurance, she will have to pay less in co-payments for generic contraceptives.
However, the new health insurance mandate says that the woman should get the whole range of FDA-approved contraceptives, including the most expensive ones, without paying a single cent in co-payments. Thus, doctors will suddenly start prescribing the newest and most expensive contraceptives, and women will request those expensive drugs - why not, after all?
The drug companies will reward the doctors in many ways (paying their trips to expensive conferences, treating them to fancy dinners, etc) for prescribing more of the expensive drugs and thus increasing the bottom line profits for the drug companies.
The women will also like getting the latest and most expensive drugs, since they (the women) will not have to pay anything for those drugs. This HHS mandate will surely lead to many women transitioning from $10-a month contraceptives to fancy stuff that costs $50 and even $100 a month, and contraceptive costs will spiral out of control, because Uncle Sam made a promise to make everything available “for free”, including the fancy stuff.
In the end, contraceptive costs will sky-rocket, and drug companies will push more and more extravagantly expensive new contraceptive drug formulations - and guess who will pay in the end for those expensive contraceptives? We, Americans, all of us, will see our health insurance costs increasing substantially, because health insurance companies will pass on those increased costs to all of us, increasing our health insurance premiums.