Thanks. But you didn’t exactly answer my question.
The answer is that some of us married spouses (usually men) who make enough that it isn’t a question, and some families make real financial sacrifices so that a parent with a college degree can opt to stay at home with the children.
If one or both spouses have big student loans, this does make having one parent stay home with the kids more difficult to manage. If one or both of us does not have a college degree, however, this can make simply surviving even more difficult to manage.
So if you couldn’t afford the college education you’re buying for yourself, why didn’t you become an electrician or a plumber? If you are at a private school, why didn’t you keep your debt load in bounds by choosing a public school instead of a private one? You could have put a down payment on a house, you could have afforded to have you or your wife stay at home with your kids, but instead you’re paying to go to college and your wife, with or without her college degree, is going to have to work for a paycheck.
Do you see what I mean? A degree can represent a massive investment, you are right. A young person who takes out the loans to get one is going to restrict his or her
family’s options in the future. If a man takes one out, his family will be less likely to afford having one parent stay at home while their kids are small. If a woman takes one out, the same thing. But if the women alone are the ones who forego an education in order to keep the family’s future debt load down, then the women are going to be in a very vulnerable position with regards to their ability to contribute as needed and their ability to survive if they are left to their own devices, whether because they lose a husband or because they never succeed in finding one who is suitable. Regardless of what arrangement anyone may hope to have, it is in the interest of family security for both spouses to have an education suitable to develop their intellect and to improve their prospects of securing employment in keeping with their abilities.
It is not the responsibility of one gender to forego an education that their family may well need them to have. You can hope to be a SAHM, avoiding massive loans can be a prudent part of that, but you never know what you’ll need to do.
Look at this information, from an article about census information concerning SAHMs:
"…*The census statistics show, for example, that the educational level of nearly one in five mothers at home was less than a high school degree, as compared with one in 12 other mothers. Thirty two percent of moms at home have at least a bachelor’s degree, compared with 38 percent of other mothers.
Twelve percent of stay-at-home moms live below the poverty line, compared with 5 percent of other mothers. On the other end of the economic scale, about one-third of moms at home had family incomes of $75,000 a year or more, whereas roughly half of other mothers did.
Given this portrait, mothers at home appear to be “the more vulnerable women, for whom I would argue the issue is lack of opportunity,” said sociologist Pamela Stone of Hunter College. “They have a hard time finding a job and finding a job that makes work worth it.”
…
The report showed that about 27 percent of stay-at-home mothers were Hispanic, compared with 16 percent of other mothers, and about 34 percent were born outside the United States, as compared with 19 percent of other mothers.
Stay-at-home mothers were more likely than other mothers to have an infant or preschooler in the house.
For the report, stay-at-home mothers were defined as those who did not work in the previous year, said they were home to care for their families and had a husband employed all 52 weeks.
Historically, the Census Bureau’s annual population survey shows that there are more mothers at home now than in the mid-1990s.