Parishes wouldn’t need to do it if people gave more.
I am a collection counter at my parish. We are running slightly in the red, about $5K, 3 months into the fiscal year. About 30% of our parishoners give regularly. I know people who spend more on coffee during the week, than they put in the collection plate, and they are usually the first to complain when something gets cut back or some ministry folds for lack of funds.
People’s attitudes towards this topic are all over the place. The bottom line is we get what we put in. Time, talent and treasure are needed. We might not all have treasure to spare, but we all can spare some time and talent.